Arc/Hds Cherokee Co Gh #2 — Income-Restricted Housing in Murphy, NC 28906
33 Gentle Dove Lane, Murphy, NC 28906
7 units · 6 income-restricted · Studio · People with disabilities
Leasing office: (828) 837-3225Directions
How to apply
- Call the leasing office at (828) 837-3225 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1993
- Bedrooms
- 6 Studio
- HUD inspection
- HUD inspection score: 100/100 (Aug 2025) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
Cool Springs
102 Cool Springs St Apt, Murphy, NC 28906
1.6 mi away
84 units · 1–3 BR
- Apply through Housing Programs of the Town of Murphy
- Residents waited about 24 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Rents and income limits in 28906
- Fair market rent, 2 bedrooms
- $1,010/mo
- Income needed to pay it at 30% of income
- $40,400/yr
- Renters in 28906 paying 30% or more of income on rent
- 38%
Income limits (2026)
Cherokee County, NC area · median family income $73,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $16,450 | $27,450 | $43,900 |
| 2 | $21,640 | $31,350 | $50,150 |
| 3 | $27,320 | $35,250 | $56,400 |
| 4 | $33,000 | $39,150 | $62,650 |
| 5 | $38,680 | $42,300 | $67,700 |
| 6 | $44,360 | $45,450 | $72,700 |
| 7 | $48,550 | $48,550 | $77,700 |
| 8 | $51,700 | $51,700 | $82,700 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 28906 | Wider area |
|---|---|---|
| Studio | $800 | $705 |
| 1 bedroom | $860 | $817 |
| 2 bedrooms | $1,010 | $1,012 |
| 3 bedrooms | $1,340 | $1,343 |
| 4 bedrooms | $1,590 | $1,585 |
Wider area = Cherokee County, NC. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,030 (28902) to $1,140 (28905).
Census figures for 28906 (2020–2024 average): median rent $797. Median household income $55,759. 16% of homes are rented. 38% of renters pay 30% or more of their income on rent, and 16% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 28906's fair market rent.
Estimate your Section 8 rent share for 28906Frequently Asked Questions
How do I apply to Arc/Hds Cherokee Co Gh #2?
Call (828) 837-3225 and ask about applying, vacancies, and waiting lists at Arc/Hds Cherokee Co Gh #2 in Murphy, NC 28906. These records do not show openings.
Is Arc/Hds Cherokee Co Gh #2 Section 8 housing?
Arc/Hds Cherokee Co Gh #2 is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at Arc/Hds Cherokee Co Gh #2?
Public records list 7 units at Arc/Hds Cherokee Co Gh #2 in Murphy, NC 28906. That is a building size, not a count of open apartments.
Are there other affordable apartments near Arc/Hds Cherokee Co Gh #2?
Yes — this page lists other income-restricted buildings in 28906 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Arc/Hds Cherokee Co Gh #2?
Call the number on this page and ask about the waiting list or how to apply at Arc/Hds Cherokee Co Gh #2 in Murphy, NC 28906. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Murphy, NC 28906?
Most income-restricted buildings in Murphy, NC 28906 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $27,450, and $39,150 for a 4-person household. Public housing can go up to 80% ($43,900 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Murphy, NC 28906?
For many programs in Murphy, NC 28906, the 2026 HUD very low-income (50%) limit is $27,450 a year for 1 person and $39,150 for 4 people. The low-income (80%) limit is $43,900 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Murphy, NC 28906?
In public housing and most Section 8 in Murphy, NC 28906, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Murphy, NC 28906 is $1,010 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Arc/Hds Cherokee Co Gh #2 take Section 8 vouchers?
Arc/Hds Cherokee Co Gh #2 is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.