Towne Center — Income-Restricted Housing in Jacksonville, NC 28540
2292 Onslow Drive, Jacksonville, NC 28540
478 units · 385 income-restricted · 1–3 BR
- Affordability period may have ended — call to confirm
How to apply
- No phone is listed. Try visiting the property or asking the city housing office how to apply.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1996
- Income limit
- 60% AMI
- Bedrooms
- 40 1 bedroom · 399 2 bedrooms · 39 3 bedrooms
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Nearby income-restricted buildings
Msaa Jacksonville Apartments
1711 Hargett St, Jacksonville, NC 28540
0.5 mi away
13 units · 12 income-restricted · 1 BR · People with disabilities
Plaza Manor Apartments
133 134-141 Plaza Manor Court, Jacksonville, NC 28540
1.5 mi away
120 units · 1–3 BR
Magnolia & Mercer & Dudley Court
105 Jld Rd Apt, Jacksonville, NC 28540
1.6 mi away
69 units · 1–3 BR
- Apply through Eastern Carolina Regional Housing Authority
- Residents waited about 9 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Sandy Run Apartments I and II
116 Coleman Drive, Jacksonville, NC 28546
1.5 mi away
152 units · 127 income-restricted · 1–4+ BR
Rents and income limits in 28540
- Fair market rent, 2 bedrooms
- $1,250/mo
- Income needed to pay it at 30% of income
- $50,000/yr
- Renters in 28540 paying 30% or more of income on rent
- 46%
Income limits (2026)
Jacksonville, NC area · median family income $85,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,950 | $29,900 | $47,850 |
| 2 | $21,640 | $34,200 | $54,650 |
| 3 | $27,320 | $38,450 | $61,500 |
| 4 | $33,000 | $42,700 | $68,300 |
| 5 | $38,680 | $46,150 | $73,800 |
| 6 | $44,360 | $49,550 | $79,250 |
| 7 | $50,040 | $52,950 | $84,700 |
| 8 | $55,720 | $56,400 | $90,200 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 28540 | Wider area |
|---|---|---|
| Studio | $1,010 | $1,067 |
| 1 bedroom | $1,020 | $1,073 |
| 2 bedrooms | $1,250 | $1,319 |
| 3 bedrooms | $1,730 | $1,826 |
| 4 bedrooms | $2,090 | $2,205 |
Wider area = Jacksonville, NC. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,360 (28546) to $1,870 (28542).
Census figures for 28540 (2020–2024 average): median rent $1,091. Median household income $65,625. 38% of homes are rented. 46% of renters pay 30% or more of their income on rent, and 20% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 28540's fair market rent.
Estimate your Section 8 rent share for 28540Frequently Asked Questions
How do I apply to Towne Center?
No phone is listed for Towne Center. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is Towne Center Section 8 housing?
Towne Center is listed as income-restricted housing in Jacksonville, NC 28540 (lihtc). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at Towne Center?
Public records list 478 units at Towne Center in Jacksonville, NC 28540. That is a building size, not a count of open apartments.
Are there other affordable apartments near Towne Center?
Yes — this page lists other income-restricted buildings in 28540 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Towne Center?
Call the number on this page and ask about the waiting list or how to apply at Towne Center in Jacksonville, NC 28540. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Jacksonville, NC 28540?
Most income-restricted buildings in Jacksonville, NC 28540 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,900, and $42,700 for a 4-person household. Public housing can go up to 80% ($47,850 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Jacksonville, NC 28540?
For many programs in Jacksonville, NC 28540, the 2026 HUD very low-income (50%) limit is $29,900 a year for 1 person and $42,700 for 4 people. The low-income (80%) limit is $47,850 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Jacksonville, NC 28540?
In public housing and most Section 8 in Jacksonville, NC 28540, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Jacksonville, NC 28540 is $1,250 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Towne Center take Section 8 vouchers?
This file does not say that Towne Center has a project-based Section 8 contract. Some landlords in Jacksonville, NC 28540 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Towne Center.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.