Mitchell House Apts — Income-Restricted Housing in Bakersville, NC 28705
1 Richmond Rd, Bakersville, NC 28705
22 units · 1–2 BR
How to apply
- Managed by Over-Brook, LLC. USDA does not publish a phone number for this property.
- Find contact info on USDA's Multifamily Housing programs page.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1995
- Income limit
- 60% AMI
- Bedrooms
- 20 1 bedroom · 2 2 bedrooms
- USDA rental assistance
- 22 units (tenant pays about 30% of income)
- Managed by
- Over-Brook, LLC
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Nearby income-restricted buildings
WNC Mitchell County Group Home
86 Richmond Rd, Bakersville, NC 28705
0.1 mi away
7 units · 6 income-restricted · Studio · People with disabilities
Cane Creek Village
101 and 102 Rhododendron Circle, Bakersville, NC 28705
1.5 mi away
24 units · 2–3 BR
Rents and income limits in 28705
- Fair market rent, 2 bedrooms
- $1,120/mo
- Income needed to pay it at 30% of income
- $44,800/yr
- Renters in 28705 paying 30% or more of income on rent
- 40%
Income limits (2026)
Mitchell County, NC area · median family income $77,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $16,450 | $27,450 | $43,900 |
| 2 | $21,640 | $31,350 | $50,150 |
| 3 | $27,320 | $35,250 | $56,400 |
| 4 | $33,000 | $39,150 | $62,650 |
| 5 | $38,680 | $42,300 | $67,700 |
| 6 | $44,360 | $45,450 | $72,700 |
| 7 | $48,550 | $48,550 | $77,700 |
| 8 | $51,700 | $51,700 | $82,700 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 28705 | Wider area |
|---|---|---|
| Studio | $850 | $769 |
| 1 bedroom | $860 | $774 |
| 2 bedrooms | $1,120 | $1,012 |
| 3 bedrooms | $1,330 | $1,206 |
| 4 bedrooms | $1,470 | $1,330 |
Wider area = Mitchell County, NC. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,010 (28664) to $1,220 (28740).
Census figures for 28705 (2020–2024 average): median rent $864. Median household income $54,858. 24% of homes are rented. 40% of renters pay 30% or more of their income on rent, and 22% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 28705's fair market rent.
Estimate your Section 8 rent share for 28705Frequently Asked Questions
How do I apply to Mitchell House Apts?
No phone is listed for Mitchell House Apts. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is Mitchell House Apts Section 8 housing?
Mitchell House Apts is listed as income-restricted housing in Bakersville, NC 28705 (lihtc, usda). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at Mitchell House Apts?
Public records list 22 units at Mitchell House Apts in Bakersville, NC 28705. That is a building size, not a count of open apartments.
Are there other affordable apartments near Mitchell House Apts?
Yes — this page lists other income-restricted buildings in 28705 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Mitchell House Apts?
Call the number on this page and ask about the waiting list or how to apply at Mitchell House Apts in Bakersville, NC 28705. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Bakersville, NC 28705?
Most income-restricted buildings in Bakersville, NC 28705 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $27,450, and $39,150 for a 4-person household. Public housing can go up to 80% ($43,900 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Bakersville, NC 28705?
For many programs in Bakersville, NC 28705, the 2026 HUD very low-income (50%) limit is $27,450 a year for 1 person and $39,150 for 4 people. The low-income (80%) limit is $43,900 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Bakersville, NC 28705?
In public housing and most Section 8 in Bakersville, NC 28705, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Bakersville, NC 28705 is $1,120 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Mitchell House Apts take Section 8 vouchers?
This file does not say that Mitchell House Apts has a project-based Section 8 contract. Some landlords in Bakersville, NC 28705 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Mitchell House Apts.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.