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Eld Hsg of Pontotoc — Income-Restricted Housing in Pontotoc, MS 38863

180 East HUD Street, Pontotoc, MS 38863

USDA ruralSeniors

36 units · 1–2 BR

Directions

How to apply

  1. Managed by The Lloyd Group Inc. USDA does not publish a phone number for this property.
  2. Find contact info on USDA's Multifamily Housing programs page.
  3. These records do not show openings — call to confirm vacancies and waiting lists.

At this building

Opened
1994
Bedrooms
28 1 bedroom · 8 2 bedrooms
USDA rental assistance
35 units (tenant pays about 30% of income)
Accessible units
2
Managed by
The Lloyd Group Inc

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This buildingNearby

Nearby income-restricted buildings

Rents and income limits in 38863

Fair market rent, 2 bedrooms
$1,120/mo
Income needed to pay it at 30% of income
$44,800/yr
Renters in 38863 paying 30% or more of income on rent
54%

Income limits (2026)

Pontotoc County, MS area · median family income $71,900. Your household's yearly income before taxes must be at or below the limit.

PeopleExtremely low 30%Very low 50%Low 80%
1$15,960$25,200$40,350
2$21,640$28,800$46,100
3$27,320$32,400$51,850
4$33,000$36,000$57,600
5$38,680$38,900$62,250
6$41,800$41,800$66,850
7$44,650$44,650$71,450
8$47,550$47,550$76,050

Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.

Fair market rents (2027)

HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.

Size38863Wider area
Studio$950$689
1 bedroom$950$848
2 bedrooms$1,120$923
3 bedrooms$1,390$1,191
4 bedrooms$1,550$1,543

Wider area = Pontotoc County, MS. Two-bedroom fair market rents in 4 nearby ZIPs range from $910 (38841) to $1,090 (38826).

Census figures for 38863 (2020–2024 average): median rent $864. Median household income $49,528. 32% of homes are rented. 54% of renters pay 30% or more of their income on rent, and 15% pay half or more.

Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.

Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.

Estimate your Section 8 rent share

Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 38863's fair market rent.

Estimate your Section 8 rent share for 38863

Frequently Asked Questions

How do I apply to Eld Hsg of Pontotoc?

No phone is listed for Eld Hsg of Pontotoc. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.

Is Eld Hsg of Pontotoc Section 8 housing?

Eld Hsg of Pontotoc is listed as income-restricted housing in Pontotoc, MS 38863 (usda). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.

How many units are at Eld Hsg of Pontotoc?

Public records list 36 units at Eld Hsg of Pontotoc in Pontotoc, MS 38863. That is a building size, not a count of open apartments.

Are there other affordable apartments near Eld Hsg of Pontotoc?

Yes — this page lists other income-restricted buildings in 38863 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.

People Also Ask

How do I get into Eld Hsg of Pontotoc?

Call the number on this page and ask about the waiting list or how to apply at Eld Hsg of Pontotoc in Pontotoc, MS 38863. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.

How do I qualify for affordable housing in Pontotoc, MS 38863?

Most income-restricted buildings in Pontotoc, MS 38863 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $25,200, and $36,000 for a 4-person household. Public housing can go up to 80% ($40,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.

What is the income limit for low-income housing in Pontotoc, MS 38863?

For many programs in Pontotoc, MS 38863, the 2026 HUD very low-income (50%) limit is $25,200 a year for 1 person and $36,000 for 4 people. The low-income (80%) limit is $40,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.

How much rent do you pay for low-income housing in Pontotoc, MS 38863?

In public housing and most Section 8 in Pontotoc, MS 38863, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Pontotoc, MS 38863 is $1,120 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.

Does Eld Hsg of Pontotoc take Section 8 vouchers?

This file does not say that Eld Hsg of Pontotoc has a project-based Section 8 contract. Some landlords in Pontotoc, MS 38863 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Eld Hsg of Pontotoc.

Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.