Golf Terrace Apartments — Income-Restricted Housing in Philadelphia, MS 39350

510 Cumberland Avenue, Philadelphia, MS 39350

Section 8Seniors

40 units · 1–2 BR

Leasing office: (601) 656-5176Directions

How to apply

  1. Call the leasing office at (601) 656-5176 to ask about applying, vacancies, and waiting lists.
  2. These records do not show openings — call to confirm vacancies and waiting lists.

At this building

Opened
1979
Bedrooms
36 1 bedroom · 4 2 bedrooms
HUD inspection
HUD inspection score: 98/100 (Jun 2025) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.

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Nearby income-restricted buildings

  • Wells Place I

    307 Wells Pl, Philadelphia, MS 39350

    0.5 mi away

    Tax credit

    31 units · 30 income-restricted · 3–4+ BR

    No phone listedDetailsDirections
  • Wells Place II

    560 State Ave, Philadelphia, MS 39350

    0.6 mi away

    Tax credit

    32 units · 3–4+ BR

    No phone listedDetailsDirections
  • Hillcrest Apt

    105 Saint Francis Dr, Philadelphia, MS 39350

    0.8 mi away

    USDA rural

    32 units · 2 BR

    • 10 vacant units reported (Oct 2026) — call to confirm
    No phone listedDetailsDirections
  • Silverhill Eld Hsg

    111 Saint Francis Dr, Philadelphia, MS 39350

    0.8 mi away

    Tax creditUSDA ruralSeniors

    24 units · 1–2 BR · People with disabilities

    • 1 vacant unit reported (Oct 2026) — call to confirm
    No phone listedDetailsDirections
  • Pendleton Square Apts

    1700 Pendleton Square, Philadelphia, MS 39350

    1.3 mi away

    Section 8

    64 units · 1–4+ BR

  • Philadelphia LP

    305 Pearl Street, Philadelphia, MS 39350

    1.4 mi away

    Tax creditUSDA rural

    41 units · 2 BR · People with disabilities

    • 2 vacant units reported (Oct 2026) — call to confirm
    No phone listedDetailsDirections
  • NW Phila Apt

    412 Coleman St, Philadelphia, MS 39350

    2 mi away

    USDA rural

    24 units · 1–2 BR

    • 5 vacant units reported (Oct 2026) — call to confirm
    No phone listedDetailsDirections
  • Reunion Court Apts

    1060 Frog Level Ln, Philadelphia, MS 39350

    2.9 mi away

    Tax credit

    120 units · 118 income-restricted · 1–3 BR

    No phone listedDetailsDirections

Rents and income limits in 39350

Fair market rent, 2 bedrooms
$910/mo
Income needed to pay it at 30% of income
$36,400/yr
Renters in 39350 paying 30% or more of income on rent
49%

Income limits (2026)

Neshoba County, MS area · median family income $67,000. Your household's yearly income before taxes must be at or below the limit.

PeopleExtremely low 30%Very low 50%Low 80%
1$15,960$25,200$40,350
2$21,640$28,800$46,100
3$27,320$32,400$51,850
4$33,000$36,000$57,600
5$38,680$38,900$62,250
6$41,800$41,800$66,850
7$44,650$44,650$71,450
8$47,550$47,550$76,050

Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.

Fair market rents (2027)

HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.

Size39350Wider area
Studio$760$761
1 bedroom$810$814
2 bedrooms$910$905
3 bedrooms$1,180$1,185
4 bedrooms$1,230$1,219

Wider area = Neshoba County, MS. Two-bedroom fair market rents in 4 nearby ZIPs range from $910 (39365) to $1,050 (39346).

Census figures for 39350 (2020–2024 average): median rent $836. Median household income $54,779. 22% of homes are rented. 49% of renters pay 30% or more of their income on rent, and 29% pay half or more.

Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.

Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.

Estimate your Section 8 rent share

Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 39350's fair market rent.

Estimate your Section 8 rent share for 39350

Frequently Asked Questions

How do I apply to Golf Terrace Apartments?

Call (601) 656-5176 and ask about applying, vacancies, and waiting lists at Golf Terrace Apartments in Philadelphia, MS 39350. These records do not show openings.

Is Golf Terrace Apartments Section 8 housing?

Golf Terrace Apartments is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.

How many units are at Golf Terrace Apartments?

Public records list 40 units at Golf Terrace Apartments in Philadelphia, MS 39350. That is a building size, not a count of open apartments.

Are there other affordable apartments near Golf Terrace Apartments?

Yes — this page lists other income-restricted buildings in 39350 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.

People Also Ask

How do I get into Golf Terrace Apartments?

Call the number on this page and ask about the waiting list or how to apply at Golf Terrace Apartments in Philadelphia, MS 39350. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.

How do I qualify for affordable housing in Philadelphia, MS 39350?

Most income-restricted buildings in Philadelphia, MS 39350 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $25,200, and $36,000 for a 4-person household. Public housing can go up to 80% ($40,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.

What is the income limit for low-income housing in Philadelphia, MS 39350?

For many programs in Philadelphia, MS 39350, the 2026 HUD very low-income (50%) limit is $25,200 a year for 1 person and $36,000 for 4 people. The low-income (80%) limit is $40,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.

How much rent do you pay for low-income housing in Philadelphia, MS 39350?

In public housing and most Section 8 in Philadelphia, MS 39350, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Philadelphia, MS 39350 is $910 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.

Does Golf Terrace Apartments take Section 8 vouchers?

Golf Terrace Apartments is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.

Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.