Affordable & Low-Income Housing in Winona, MN
9 affordable buildings in Winona
Winona, MN has 9 income-restricted buildings across 1 ZIP code: 4 tax credit, 3 public housing, 4 Section 8, and 2 senior. These lists don't show openings — call to ask about vacancies and waiting lists.
In Winona
Maplewood Townhomes
165 E 4th St, Winona, MN 55987
217 units · 1–3 BR
- Apply through HRA of WINONA, MINNESOTA
- Residents waited about 9 months to move in (HUD, Oct 2026)
Belleview East
720A E Belleview St, Winona, MN 55987
40 units · 2–3 BR
- Apply through HRA of WINONA, MINNESOTA
- Residents waited about 7 months to move in (HUD, Oct 2026)
Schaffner Homes
Winona, MN 55987
39 units · 1 BR
- Apply through HRA of WINONA, MINNESOTA
- Residents waited about 5 months to move in (HUD, Oct 2026)
Washington Crossing
Multiple Building Addresses, Winona, MN 55987
62 units · 42 income-restricted · 1–3 BR
No buildings in Winona match this filter.
Programs in Winona
- Tax credit
- Public housing
- Section 8
- Seniors
ZIP codes in Winona
Nearby cities
Housing authorities
Public housing in Winona is run by these agencies. Apply with them, not at the building.
- HRA of WINONA, MINNESOTACall (507) 454-3665
Rents and income limits in 55987
- Fair market rent, 2 bedrooms
- $1,110/mo
- Income needed to pay it at 30% of income
- $44,400/yr
- Renters in 55987 paying 30% or more of income on rent
- 54%
Income limits (2026)
Winona County, MN area · median family income $106,300. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $22,350 | $37,250 | $59,550 |
| 2 | $25,550 | $42,550 | $68,050 |
| 3 | $28,750 | $47,850 | $76,550 |
| 4 | $33,000 | $53,150 | $85,050 |
| 5 | $38,680 | $57,450 | $91,900 |
| 6 | $44,360 | $61,700 | $98,700 |
| 7 | $50,040 | $65,950 | $105,500 |
| 8 | $55,720 | $70,200 | $112,300 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 55987 | Wider area |
|---|---|---|
| Studio | $780 | $788 |
| 1 bedroom | $880 | $890 |
| 2 bedrooms | $1,110 | $1,118 |
| 3 bedrooms | $1,340 | $1,352 |
| 4 bedrooms | $1,610 | $1,625 |
Wider area = Winona County, MN. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,010 (54625) to $1,270 (54661).
Census figures for 55987 (2020–2024 average): median rent $899. Median household income $61,624. 36% of homes are rented. 54% of renters pay 30% or more of their income on rent, and 31% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 55987's fair market rent.
Estimate your Section 8 rent share for 55987Frequently Asked Questions
Is there Section 8 housing in Winona, MN?
Yes — this directory lists income-restricted buildings in Winona, MN, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Winona, MN have openings?
These lists for Winona, MN don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Winona, MN?
Use the phone number on each building card in Winona, MN. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Winona, MN?
In Winona, MN, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in Winona, MN?
This directory lists 9 income-restricted buildings in Winona, MN. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Which ZIP codes in Winona have affordable housing?
Income-restricted buildings in Winona are listed in 55987 (9).
Where do I apply for public housing in Winona?
Public housing in Winona is run by HRA of WINONA, MINNESOTA. Apply with that agency, not at the building. For project-based Section 8 and tax-credit apartments, call the phone number on the building card.
People Also Ask
How do I qualify for affordable housing in Winona, MN?
Most income-restricted buildings in Winona, MN serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $37,250, and $53,150 for a 4-person household. Public housing can go up to 80% ($59,550 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Winona, MN?
For many programs in Winona, MN, the 2026 HUD very low-income (50%) limit is $37,250 a year for 1 person and $53,150 for 4 people. The low-income (80%) limit is $59,550 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Winona, MN?
There is no single waiting list for Winona, MN. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Winona, MN?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists public housing, project-based Section 8, tax-credit apartments in Winona, MN. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Winona, MN?
In public housing and most Section 8 in Winona, MN, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Winona, MN is $1,110 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Winona, MN?
A Housing Choice Voucher is not automatically accepted at every building in Winona, MN. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Winona, MN?
Yes — this directory flags senior (often 62+) buildings in Winona, MN. Use the Seniors filter on the list. Age rules vary; call to confirm.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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