Carlson Crossing — Income-Restricted Housing in Saint Joseph, MN 56374
904 E Baker Street, Saint Joseph, MN 56374
36 units · 2–3 BR
Leasing office: (320) 363-8605Directions
How to apply
- Call the leasing office at (320) 363-8605 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1980
- Bedrooms
- 26 2 bedrooms · 10 3 bedrooms
- HUD inspection
- HUD inspection score: 100/100 (Aug 2025) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
Carlson Crossing Townhomes (fka Cloverdale)
904 Baker St E, Saint Joseph, MN 56374
0 mi away
36 units · 2–3 BR · People with disabilities · People experiencing homelessness
Morningside Townhomes
Multiple Building Addresses, Saint Joseph, MN 56374
7.7 mi away
32 units · 31 income-restricted · 2–3 BR
Westwood Village Apartments Two
822 Savanna Ave, Saint Cloud, MN 56303
2.5 mi away
32 units · 31 income-restricted · 2–3 BR
St. Cloud Hra
5702 Flintwood Rd, Saint Cloud, MN 56303
3.5 mi away
76 units · 2–3 BR
- Apply through HRA of ST. CLOUD, MINNESOTA
- Residents waited about 68 months to move in (HUD, Oct 2026)
Roseville Edison
366 10th Ave S, Waite Park, MN 56387
3.8 mi away
55 units · 4 income-restricted · 1–2 BR
Rents and income limits in 56374
- Fair market rent, 2 bedrooms
- $1,340/mo
- Income needed to pay it at 30% of income
- $53,600/yr
- Renters in 56374 paying 30% or more of income on rent
- 56%
Income limits (2026)
St. Cloud, MN area · median family income $107,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $22,550 | $37,500 | $60,000 |
| 2 | $25,750 | $42,850 | $68,600 |
| 3 | $28,950 | $48,200 | $77,150 |
| 4 | $33,000 | $53,550 | $85,700 |
| 5 | $38,680 | $57,850 | $92,600 |
| 6 | $44,360 | $62,150 | $99,450 |
| 7 | $50,040 | $66,450 | $106,300 |
| 8 | $55,720 | $70,700 | $113,150 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 56374 | Wider area |
|---|---|---|
| Studio | $960 | $884 |
| 1 bedroom | $1,040 | $961 |
| 2 bedrooms | $1,340 | $1,233 |
| 3 bedrooms | $1,800 | $1,656 |
| 4 bedrooms | $2,130 | $1,961 |
Wider area = St. Cloud, MN. Two-bedroom fair market rents in 9 nearby ZIPs range from $1,090 (56369) to $1,530 (56320).
Census figures for 56374 (2020–2024 average): median rent $1,125. Median household income $80,156. 27% of homes are rented. 56% of renters pay 30% or more of their income on rent, and 18% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 56374's fair market rent.
Estimate your Section 8 rent share for 56374Frequently Asked Questions
How do I apply to Carlson Crossing?
Call (320) 363-8605 and ask about applying, vacancies, and waiting lists at Carlson Crossing in Saint Joseph, MN 56374. These records do not show openings.
Is Carlson Crossing Section 8 housing?
Carlson Crossing is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at Carlson Crossing?
Public records list 36 units at Carlson Crossing in Saint Joseph, MN 56374. That is a building size, not a count of open apartments.
Are there other affordable apartments near Carlson Crossing?
Yes — this page lists other income-restricted buildings in 56374 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Carlson Crossing?
Call the number on this page and ask about the waiting list or how to apply at Carlson Crossing in Saint Joseph, MN 56374. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Saint Joseph, MN 56374?
Most income-restricted buildings in Saint Joseph, MN 56374 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $37,500, and $53,550 for a 4-person household. Public housing can go up to 80% ($60,000 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Saint Joseph, MN 56374?
For many programs in Saint Joseph, MN 56374, the 2026 HUD very low-income (50%) limit is $37,500 a year for 1 person and $53,550 for 4 people. The low-income (80%) limit is $60,000 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Saint Joseph, MN 56374?
In public housing and most Section 8 in Saint Joseph, MN 56374, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Saint Joseph, MN 56374 is $1,340 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Carlson Crossing take Section 8 vouchers?
Carlson Crossing is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.