Wilson Apartments — Income-Restricted Housing in Saint Cloud, MN 56304
41 3rd Ave NE, Saint Cloud, MN 56304
126 units · 1 BR
- Apply through HRA of ST. CLOUD, MINNESOTA
- Residents waited about 11 months to move in (HUD, Oct 2026)
Housing authority: (320) 202-3174Directions
How to apply
- Apply through HRA of ST. CLOUD, MINNESOTA. They run this development and take applications.
- Call the housing authority at (320) 202-3174.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Bedrooms (estimated)
- 126 1 bedroom
- Average tenant rent
- $300/mo
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Nearby income-restricted buildings
Riverside Apartments
101 Riverside Dr, Saint Cloud, MN 56304
0.2 mi away
85 units · 79 income-restricted · 1–2 BR
Benet Place
1420 Minnesota Blvd, Saint Cloud, MN 56304
1.9 mi away
40 units · 39 income-restricted · 1 BR
The Highlands
2015 27th Street SE, Saint Cloud, MN 56304
2.8 mi away
100 units · 98 income-restricted · 1–3 BR
The Bluffs at Liberty Glen
905-925 24th Street SE, St. Cloud, MN 56304
6 mi away
180 units · 179 income-restricted · 1–4+ BR
Rents and income limits in 56304
- Fair market rent, 2 bedrooms
- $1,540/mo
- Income needed to pay it at 30% of income
- $61,600/yr
- Renters in 56304 paying 30% or more of income on rent
- 46%
Income limits (2026)
Minneapolis-St. Paul-Bloomington, MN-WI area · median family income $131,500. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $27,650 | $46,050 | $73,650 |
| 2 | $31,600 | $52,600 | $84,200 |
| 3 | $35,550 | $59,200 | $94,700 |
| 4 | $39,450 | $65,750 | $105,200 |
| 5 | $42,650 | $71,050 | $113,650 |
| 6 | $45,800 | $76,300 | $122,050 |
| 7 | $50,040 | $81,550 | $130,450 |
| 8 | $55,720 | $86,800 | $138,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 56304 | Wider area |
|---|---|---|
| Studio | $1,120 | $1,265 |
| 1 bedroom | $1,270 | $1,427 |
| 2 bedrooms | $1,540 | $1,734 |
| 3 bedrooms | $2,040 | $2,264 |
| 4 bedrooms | $2,280 | $2,538 |
Wider area = Minneapolis-St. Paul-Bloomington, MN-WI. Two-bedroom fair market rents in 6 nearby ZIPs range from $1,170 (56303) to $1,540 (55320).
Census figures for 56304 (2020–2024 average): median rent $956. Median household income $58,148. 59% of homes are rented. 46% of renters pay 30% or more of their income on rent, and 29% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 56304's fair market rent.
Estimate your Section 8 rent share for 56304Frequently Asked Questions
How do I apply to Wilson Apartments?
Apply through HRA of ST. CLOUD, MINNESOTA, which runs Wilson Apartments. Call (320) 202-3174. Do not treat a walk-up at the building as the application. These records do not show openings.
Is Wilson Apartments Section 8 housing?
Wilson Apartments is public housing, not a project-based Section 8 contract. Apply with the housing authority. A Housing Choice Voucher is a separate program.
How many units are at Wilson Apartments?
Public records list 126 units at Wilson Apartments in Saint Cloud, MN 56304. That is a building size, not a count of open apartments.
Are there other affordable apartments near Wilson Apartments?
Yes — this page lists other income-restricted buildings in 56304 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Wilson Apartments?
Call the number on this page and ask about the waiting list or how to apply at Wilson Apartments in Saint Cloud, MN 56304. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Saint Cloud, MN 56304?
Most income-restricted buildings in Saint Cloud, MN 56304 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $46,050, and $65,750 for a 4-person household. Public housing can go up to 80% ($73,650 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Saint Cloud, MN 56304?
For many programs in Saint Cloud, MN 56304, the 2026 HUD very low-income (50%) limit is $46,050 a year for 1 person and $65,750 for 4 people. The low-income (80%) limit is $73,650 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Saint Cloud, MN 56304?
In public housing and most Section 8 in Saint Cloud, MN 56304, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Saint Cloud, MN 56304 is $1,540 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Wilson Apartments take Section 8 vouchers?
This file does not say that Wilson Apartments has a project-based Section 8 contract. Some landlords in Saint Cloud, MN 56304 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Wilson Apartments.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.