Whitewater Way Apt — Income-Restricted Housing in Saint Charles, MN 55972
418 Wabasha Ave, St Charles, MN 55972
24 units · 1–2 BR
- 5 vacant units reported (Oct 2026) — call to confirm
How to apply
- Managed by Bessler Prop Mgmt. USDA does not publish a phone number for this property.
- Find contact info on USDA's Multifamily Housing programs page.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1989
- Bedrooms
- 3 1 bedroom · 21 2 bedrooms
- USDA rental assistance
- 15 units (tenant pays about 30% of income)
- Accessible units
- 3
- Managed by
- Bessler Prop Mgmt
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Nearby income-restricted buildings
Clover Patch Apts
100 Clover Ct, St Charles, MN 55972
0.8 mi away
32 units · 1–2 BR
- 5 vacant units reported (Oct 2026) — call to confirm
Halter Ridge
118 State St, Rollingstone, MN 55969
15.2 mi away
12 units
- Affordability period may have ended — call to confirm
Norstone Apartments
146 Main St, Rollingstone, MN 55969
15.3 mi away
16 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Rents and income limits in 55972
- Fair market rent, 2 bedrooms
- $1,270/mo
- Income needed to pay it at 30% of income
- $50,800/yr
- Renters in 55972 paying 30% or more of income on rent
- 18%
Income limits (2026)
Winona County, MN area · median family income $106,300. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $22,350 | $37,250 | $59,550 |
| 2 | $25,550 | $42,550 | $68,050 |
| 3 | $28,750 | $47,850 | $76,550 |
| 4 | $33,000 | $53,150 | $85,050 |
| 5 | $38,680 | $57,450 | $91,900 |
| 6 | $44,360 | $61,700 | $98,700 |
| 7 | $50,040 | $65,950 | $105,500 |
| 8 | $55,720 | $70,200 | $112,300 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 55972 | Wider area |
|---|---|---|
| Studio | $1,010 | $788 |
| 1 bedroom | $1,080 | $890 |
| 2 bedrooms | $1,270 | $1,118 |
| 3 bedrooms | $1,770 | $1,352 |
| 4 bedrooms | $2,130 | $1,625 |
Wider area = Winona County, MN. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,110 (55969) to $1,450 (55910).
Census figures for 55972 (2020–2024 average): median rent $1,011. Median household income $98,878. 17% of homes are rented. 18% of renters pay 30% or more of their income on rent, and 7% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 55972's fair market rent.
Estimate your Section 8 rent share for 55972Frequently Asked Questions
How do I apply to Whitewater Way Apt?
No phone is listed for Whitewater Way Apt. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is Whitewater Way Apt Section 8 housing?
Whitewater Way Apt is listed as income-restricted housing in Saint Charles, MN 55972 (lihtc, usda). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at Whitewater Way Apt?
Public records list 24 units at Whitewater Way Apt in Saint Charles, MN 55972. That is a building size, not a count of open apartments.
Are there other affordable apartments near Whitewater Way Apt?
Yes — this page lists other income-restricted buildings in 55972 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Whitewater Way Apt?
Call the number on this page and ask about the waiting list or how to apply at Whitewater Way Apt in Saint Charles, MN 55972. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Saint Charles, MN 55972?
Most income-restricted buildings in Saint Charles, MN 55972 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $37,250, and $53,150 for a 4-person household. Public housing can go up to 80% ($59,550 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Saint Charles, MN 55972?
For many programs in Saint Charles, MN 55972, the 2026 HUD very low-income (50%) limit is $37,250 a year for 1 person and $53,150 for 4 people. The low-income (80%) limit is $59,550 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Saint Charles, MN 55972?
In public housing and most Section 8 in Saint Charles, MN 55972, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Saint Charles, MN 55972 is $1,270 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Whitewater Way Apt take Section 8 vouchers?
This file does not say that Whitewater Way Apt has a project-based Section 8 contract. Some landlords in Saint Charles, MN 55972 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Whitewater Way Apt.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.