Cardinal Homes — Income-Restricted Housing in Fergus Falls, MN 56537
1016 Springen., Fergus Falls, MN 56537
61 units · 1–4+ BR
Leasing office: (218) 739-9506Directions
How to apply
- Call the leasing office at (218) 739-9506 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1972
- Bedrooms
- 34 1 bedroom · 16 2 bedrooms · 8 3 bedrooms · 3 4+ bedrooms
- HUD inspection
- HUD inspection score: 93/100 (Aug 2024) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
Goldenwood Apts
1145 Friberg Ave, Fergus Falls, MN 56537
0.1 mi away
31 units · 1–2 BR
- 7 vacant units reported (Oct 2026) — call to confirm
Riverview Heights Highrise
205 N Sheridan St, Fergus Falls, MN 56537
0.7 mi away
67 units · 1–3 BR
- Apply through HRA of FERGUS FALLS, MINNESOTA
- Residents waited about 6 months to move in (HUD, Oct 2026)
Page House
221 E Cavour Ave, Fergus Falls, MN 56537
0.9 mi away
31 units · 1 BR
- 5 vacant units reported (Oct 2026) — call to confirm
River Bend Apartments
222 N Whitford St, Fergus Falls, MN 56537
0.9 mi away
100 units · 1–2 BR · People with disabilities
- Several buildings — call for addresses
Silverleaf Apts
124 E Summit Ave, Fergus Falls, MN 56537
0.9 mi away
32 units · 1 BR
- 10 vacant units reported (Oct 2026) — call to confirm
Kaddatz Artist Lofts Limited Partnership
111 Lincoln Ave W, Fergus Falls, MN 56537
1.1 mi away
10 units · 8 income-restricted · 1–2 BR
Rents and income limits in 56537
- Fair market rent, 2 bedrooms
- $1,090/mo
- Income needed to pay it at 30% of income
- $43,600/yr
- Renters in 56537 paying 30% or more of income on rent
- 46%
Income limits (2026)
Otter Tail County, MN area · median family income $99,700. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $20,950 | $34,900 | $55,850 |
| 2 | $23,950 | $39,900 | $63,800 |
| 3 | $27,320 | $44,900 | $71,800 |
| 4 | $33,000 | $49,850 | $79,750 |
| 5 | $38,680 | $53,850 | $86,150 |
| 6 | $44,360 | $57,850 | $92,550 |
| 7 | $50,040 | $61,850 | $98,900 |
| 8 | $55,720 | $65,850 | $105,300 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 56537 | Wider area |
|---|---|---|
| Studio | $760 | $746 |
| 1 bedroom | $830 | $819 |
| 2 bedrooms | $1,090 | $1,071 |
| 3 bedrooms | $1,500 | $1,476 |
| 4 bedrooms | $1,520 | $1,489 |
Wider area = Otter Tail County, MN. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,010 (56324) to $1,160 (56533).
Census figures for 56537 (2020–2024 average): median rent $910. Median household income $65,473. 29% of homes are rented. 46% of renters pay 30% or more of their income on rent, and 18% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 56537's fair market rent.
Estimate your Section 8 rent share for 56537Frequently Asked Questions
How do I apply to Cardinal Homes?
Call (218) 739-9506 and ask about applying, vacancies, and waiting lists at Cardinal Homes in Fergus Falls, MN 56537. These records do not show openings.
Is Cardinal Homes Section 8 housing?
Cardinal Homes is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at Cardinal Homes?
Public records list 61 units at Cardinal Homes in Fergus Falls, MN 56537. That is a building size, not a count of open apartments.
Are there other affordable apartments near Cardinal Homes?
Yes — this page lists other income-restricted buildings in 56537 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Cardinal Homes?
Call the number on this page and ask about the waiting list or how to apply at Cardinal Homes in Fergus Falls, MN 56537. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Fergus Falls, MN 56537?
Most income-restricted buildings in Fergus Falls, MN 56537 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $34,900, and $49,850 for a 4-person household. Public housing can go up to 80% ($55,850 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Fergus Falls, MN 56537?
For many programs in Fergus Falls, MN 56537, the 2026 HUD very low-income (50%) limit is $34,900 a year for 1 person and $49,850 for 4 people. The low-income (80%) limit is $55,850 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Fergus Falls, MN 56537?
In public housing and most Section 8 in Fergus Falls, MN 56537, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Fergus Falls, MN 56537 is $1,090 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Cardinal Homes take Section 8 vouchers?
Cardinal Homes is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.