South Colony Place I — Income-Restricted Housing in Saginaw, MI 48638
180 S Colony Dr, Saginaw, MI 48638
201 units · 200 income-restricted · 1–2 BR
Leasing office: (989) 793-9290Directions
How to apply
- Call the leasing office at (989) 793-9290 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1976
- Bedrooms
- 180 1 bedroom · 20 2 bedrooms
- HUD inspection
- HUD inspection score: 91/100 (Mar 2025) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
Map loads here…
This buildingNearbyOpen a pin for the building name.
Nearby income-restricted buildings
Together With Friends
6079 Foxwood Ct, Saginaw, MI 48638
1.5 mi away
6 units · 1 BR · People with disabilities
Westchester Village Apartments South
4055 W Michigan Ave, Saginaw, MI 48638
1.5 mi away
150 units · 70 income-restricted · Studio–1 BR · People with disabilities
Rosien Towers
310 S Harrison St, Saginaw, MI 48602
2.7 mi away
110 units · 1–2 BR
- Apply through Saginaw Housing Commission
- Residents waited about 2 months to move in (HUD, Oct 2026)
Westchester Village Apartments North
3200 Dale Rd, Saginaw, MI 48603
3.1 mi away
101 units · 100 income-restricted · 1 BR · People with disabilities
Scattered Sites V
615 Bradley St, Saginaw, MI 48601
3.5 mi away
81 units · 1–3 BR
- Apply through Saginaw Housing Commission
- Residents waited about 9 months to move in (HUD, Oct 2026)
- Several buildings — call for addresses
Joan Manley Wolfe Apartments
4235 McCarty Rd, Saginaw, MI 48603
3.7 mi away
16 units · 1 BR · People with disabilities
Rents and income limits in 48638
- Fair market rent, 2 bedrooms
- $1,140/mo
- Income needed to pay it at 30% of income
- $45,600/yr
- Renters in 48638 paying 30% or more of income on rent
- 32%
Income limits (2026)
Saginaw, MI area · median family income $83,200. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,600 | $29,300 | $46,850 |
| 2 | $21,640 | $33,450 | $53,550 |
| 3 | $27,320 | $37,650 | $60,250 |
| 4 | $33,000 | $41,800 | $66,900 |
| 5 | $38,680 | $45,150 | $72,300 |
| 6 | $44,360 | $48,500 | $77,650 |
| 7 | $50,040 | $51,850 | $83,000 |
| 8 | $55,200 | $55,200 | $88,350 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 48638 | Wider area |
|---|---|---|
| Studio | $790 | $795 |
| 1 bedroom | $890 | $893 |
| 2 bedrooms | $1,140 | $1,141 |
| 3 bedrooms | $1,460 | $1,466 |
| 4 bedrooms | $1,500 | $1,500 |
Wider area = Saginaw, MI. Two-bedroom fair market rents in 9 nearby ZIPs range from $1,060 (48710) to $1,400 (48623).
Census figures for 48638 (2020–2024 average): median rent $949. Median household income $69,459. 38% of homes are rented. 32% of renters pay 30% or more of their income on rent, and 12% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 48638's fair market rent.
Estimate your Section 8 rent share for 48638Frequently Asked Questions
How do I apply to South Colony Place I?
Call (989) 793-9290 and ask about applying, vacancies, and waiting lists at South Colony Place I in Saginaw, MI 48638. These records do not show openings.
Is South Colony Place I Section 8 housing?
South Colony Place I is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at South Colony Place I?
Public records list 201 units at South Colony Place I in Saginaw, MI 48638. That is a building size, not a count of open apartments.
Are there other affordable apartments near South Colony Place I?
Yes — this page lists other income-restricted buildings in 48638 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into South Colony Place I?
Call the number on this page and ask about the waiting list or how to apply at South Colony Place I in Saginaw, MI 48638. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Saginaw, MI 48638?
Most income-restricted buildings in Saginaw, MI 48638 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,300, and $41,800 for a 4-person household. Public housing can go up to 80% ($46,850 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Saginaw, MI 48638?
For many programs in Saginaw, MI 48638, the 2026 HUD very low-income (50%) limit is $29,300 a year for 1 person and $41,800 for 4 people. The low-income (80%) limit is $46,850 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Saginaw, MI 48638?
In public housing and most Section 8 in Saginaw, MI 48638, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Saginaw, MI 48638 is $1,140 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does South Colony Place I take Section 8 vouchers?
South Colony Place I is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.