Affordable & Low-Income Housing in Pontiac, MI
37 affordable buildings in Pontiac · 4 ZIP codes
Pontiac, MI has 37 income-restricted buildings across 4 ZIP codes: 28 tax credit, 17 Section 8, and 10 senior. These lists don't show openings — call to ask about vacancies and waiting lists.
In Pontiac
Lancaster Village Coop
1135-1127 Herrington, Pontiac, MI 48342
287 units · 237 income-restricted · 1–3 BR
Walton Park Manor Cooperative 1 & 2
30-41 Karen Ct 2, Pontiac, MI 48340
179 units · 100 income-restricted · 1–3 BR
Village of Oakland Woods
420 S Opdyke Rd, Pontiac, MI 48341
150 units · 149 income-restricted · 1–2 BR
Fairmont Farms Cooperative I
436 W Fairmount Ave, Pontiac, MI 48340
130 units · 112 income-restricted · 1–3 BR
PONTIAC VILLAGE ESTATES CO-OP SENIOR APTS(Colony)
1200 Colony Ln, Pontiac, MI 48340
77 units · 76 income-restricted · 1 BR
Pontiac Townhouses Cooperative
171 E. Pike St., Pontiac, MI 48342
65 units · 40 income-restricted · 1–4+ BR
Winston Commons
69 Douglas Street, Pontiac, MI 48342
63 units · 54 income-restricted · 1 BR · People with disabilities · People experiencing homelessness
McDonald Senior Apartments
370 Baldwin Avenue, Pontiac, MI 48342
50 units · 49 income-restricted · 1 BR
Pontiac Plains Apartments
483 W Columbia Ave, Pontiac, MI 48340
24 units · 23 income-restricted · 1 BR · People with disabilities
Carriage Place
225 Carriage Circle Drive, Pontiac, MI 48342
234 units · Studio–2 BR · People with disabilities · People experiencing homelessness
Unity Park Rentals
247 E. Judson, Pontiac, MI 48343
32 units · People with disabilities · People experiencing homelessness
Unity Park Rentals
333 Auburn Avenue, Pontiac, MI 48342
23 units · 1–4+ BR
- Several buildings — call for addresses
Unity Park Rentals III
176 S. Paddock, Pontiac, MI 48342
12 units · 1–4+ BR
- Several buildings — call for addresses
Unity Park Rentals V
333 Auburn Road, Pontiac, MI 48342
12 units · 1–3 BR · People with disabilities · People experiencing homelessness
- Several buildings — call for addresses
The Crossing at Auburn Hills I
601 Seville Blvd, Pontiac, MI 48340
144 units · 2–3 BR
- Affordability period may have ended — call to confirm
Woodlake Hills
1301 Woodlake Ln, Pontiac, MI 48340
72 units · 1–2 BR
- Affordability period may have ended — call to confirm
The Crossing at Auburn Hills II
201 Kent, Pontiac, MI 48340
48 units · 2–3 BR
- Affordability period may have ended — call to confirm
Francis Street Projects
51 S Francis Ave, Pontiac, MI 48342
4 units · 2 BR
- Affordability period may have ended — call to confirm
No buildings in Pontiac match this filter.
Programs in Pontiac
- Tax credit
- Section 8
- Seniors
ZIP codes in Pontiac
Nearby cities
Rents and income limits in 48342
- Fair market rent, 2 bedrooms
- $1,320/mo
- Income needed to pay it at 30% of income
- $52,800/yr
- Renters in 48342 paying 30% or more of income on rent
- 66%
Income limits (2026)
Detroit-Warren-Livonia, MI area · median family income $104,800. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $22,050 | $36,700 | $58,700 |
| 2 | $25,200 | $41,950 | $67,100 |
| 3 | $28,350 | $47,200 | $75,500 |
| 4 | $33,000 | $52,400 | $83,850 |
| 5 | $38,680 | $56,600 | $90,600 |
| 6 | $44,360 | $60,800 | $97,300 |
| 7 | $50,040 | $65,000 | $104,000 |
| 8 | $55,720 | $69,200 | $110,700 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 48342 | Wider area |
|---|---|---|
| Studio | $950 | $1,047 |
| 1 bedroom | $1,060 | $1,167 |
| 2 bedrooms | $1,320 | $1,459 |
| 3 bedrooms | $1,610 | $1,777 |
| 4 bedrooms | $1,740 | $1,929 |
Wider area = Detroit-Warren-Livonia, MI. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,160 (48341) to $2,190 (48302).
Census figures for 48342 (2020–2024 average): median rent $999. Median household income $35,253. 59% of homes are rented. 66% of renters pay 30% or more of their income on rent, and 35% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 48342's fair market rent.
Estimate your Section 8 rent share for 48342Frequently Asked Questions
Is there Section 8 housing in Pontiac, MI?
Yes — this directory lists income-restricted buildings in Pontiac, MI, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Pontiac, MI have openings?
These lists for Pontiac, MI don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Pontiac, MI?
Use the phone number on each building card in Pontiac, MI. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Pontiac, MI?
In Pontiac, MI, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in Pontiac, MI?
This directory lists 37 income-restricted buildings in Pontiac, MI. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Which ZIP codes in Pontiac have affordable housing?
Income-restricted buildings in Pontiac are listed in 48342 (19), 48340 (15), 48341 (2), 48343 (1).
People Also Ask
How do I qualify for affordable housing in Pontiac, MI?
Most income-restricted buildings in Pontiac, MI serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $36,700, and $52,400 for a 4-person household. Public housing can go up to 80% ($58,700 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Pontiac, MI?
For many programs in Pontiac, MI, the 2026 HUD very low-income (50%) limit is $36,700 a year for 1 person and $52,400 for 4 people. The low-income (80%) limit is $58,700 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Pontiac, MI?
There is no single waiting list for Pontiac, MI. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Pontiac, MI?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Pontiac, MI. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Pontiac, MI?
In public housing and most Section 8 in Pontiac, MI, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Pontiac, MI is $1,320 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Pontiac, MI?
A Housing Choice Voucher is not automatically accepted at every building in Pontiac, MI. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Pontiac, MI?
Yes — this directory flags senior (often 62+) buildings in Pontiac, MI. Use the Seniors filter on the list. Age rules vary; call to confirm.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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