Harbor Bluff - Phase A — Income-Restricted Housing in Benton Harbor, MI 49022
717 Harbor Bluff Ct, Benton Harbor, MI 49022
16 units · 2–3 BR
- Apply through Benton Harbor Housing Commission
Housing authority: (269) 927-3546Directions
How to apply
- Apply through Benton Harbor Housing Commission. They run this development and take applications.
- Call the housing authority at (269) 927-3546.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Bedrooms (estimated)
- 9 2 bedrooms · 7 3 bedrooms
- Average tenant rent
- $299/mo
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Nearby income-restricted buildings
Harbor Bluff - Phase B
678 Harbor Bluff Ct, Benton Harbor, MI 49022
0 mi away
36 units · 8 income-restricted
- Apply through Benton Harbor Housing Commission
Country View Apartments
1928 E. Britain Avenue, Benton Harbor, MI 49022
2 mi away
198 units · 197 income-restricted · 1–3 BR · People with disabilities · People experiencing homelessness
Cogic Village (Benton Harbor)
1956 Territorial Rd, Benton Harbor, MI 49022
2.1 mi away
136 units · 1–3 BR
Buss Avenue
975 Buss Ave, Benton Harbor, MI 49022
3.1 mi away
135 units · 1–3 BR
- Apply through Benton Harbor Housing Commission
- Residents waited about 37 months to move in (HUD, Oct 2026)
Blossom Acres
1100 Circle Dr, Benton Harbor, MI 49022
3.5 mi away
300 units · 1–3 BR
- Apply through Benton Township Housing Commission
- Residents waited about 57 months to move in (HUD, Oct 2026)
Rents and income limits in 49022
- Fair market rent, 2 bedrooms
- $1,080/mo
- Income needed to pay it at 30% of income
- $43,200/yr
- Renters in 49022 paying 30% or more of income on rent
- 60%
Income limits (2026)
Niles, MI area · median family income $92,200. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,400 | $32,300 | $51,650 |
| 2 | $22,150 | $36,900 | $59,000 |
| 3 | $27,320 | $41,500 | $66,400 |
| 4 | $33,000 | $46,100 | $73,750 |
| 5 | $38,680 | $49,800 | $79,650 |
| 6 | $44,360 | $53,500 | $85,550 |
| 7 | $50,040 | $57,200 | $91,450 |
| 8 | $55,720 | $60,900 | $97,350 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 49022 | Wider area |
|---|---|---|
| Studio | $750 | $802 |
| 1 bedroom | $830 | $887 |
| 2 bedrooms | $1,080 | $1,152 |
| 3 bedrooms | $1,420 | $1,512 |
| 4 bedrooms | $1,420 | $1,514 |
Wider area = Niles, MI. Two-bedroom fair market rents in 6 nearby ZIPs range from $1,070 (49111) to $1,450 (49098).
Census figures for 49022 (2020–2024 average): median rent $881. Median household income $39,499. 42% of homes are rented. 60% of renters pay 30% or more of their income on rent, and 38% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 49022's fair market rent.
Estimate your Section 8 rent share for 49022Frequently Asked Questions
How do I apply to Harbor Bluff - Phase A?
Apply through Benton Harbor Housing Commission, which runs Harbor Bluff - Phase A. Call (269) 927-3546. Do not treat a walk-up at the building as the application. These records do not show openings.
Is Harbor Bluff - Phase A Section 8 housing?
Harbor Bluff - Phase A is public housing, not a project-based Section 8 contract. Apply with the housing authority. A Housing Choice Voucher is a separate program.
How many units are at Harbor Bluff - Phase A?
Public records list 16 units at Harbor Bluff - Phase A in Benton Harbor, MI 49022. That is a building size, not a count of open apartments.
Are there other affordable apartments near Harbor Bluff - Phase A?
Yes — this page lists other income-restricted buildings in 49022 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Harbor Bluff - Phase A?
Call the number on this page and ask about the waiting list or how to apply at Harbor Bluff - Phase A in Benton Harbor, MI 49022. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Benton Harbor, MI 49022?
Most income-restricted buildings in Benton Harbor, MI 49022 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $32,300, and $46,100 for a 4-person household. Public housing can go up to 80% ($51,650 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Benton Harbor, MI 49022?
For many programs in Benton Harbor, MI 49022, the 2026 HUD very low-income (50%) limit is $32,300 a year for 1 person and $46,100 for 4 people. The low-income (80%) limit is $51,650 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Benton Harbor, MI 49022?
In public housing and most Section 8 in Benton Harbor, MI 49022, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Benton Harbor, MI 49022 is $1,080 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Harbor Bluff - Phase A take Section 8 vouchers?
This file does not say that Harbor Bluff - Phase A has a project-based Section 8 contract. Some landlords in Benton Harbor, MI 49022 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Harbor Bluff - Phase A.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.