Townes at the Terraces — Income-Restricted Housing in Whiteford, MD 21160

723 733 W Lexington St, Whiteford, MD 21160

Tax credit

189 units

Directions

How to apply

  1. No phone is listed. Try visiting the property or asking the city housing office how to apply.
  2. These records do not show openings — call to confirm vacancies and waiting lists.

At this building

Opened
2000

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Nearby income-restricted buildings

Rents and income limits in 21160

Fair market rent, 2 bedrooms
$1,680/mo
Income needed to pay it at 30% of income
$67,200/yr
Renters in 21160 paying 30% or more of income on rent
76%

Income limits (2026)

Baltimore-Columbia-Towson, MD area · median family income $134,000. Your household's yearly income before taxes must be at or below the limit.

PeopleExtremely low 30%Very low 50%Low 80%
1$28,150$46,900$74,800
2$32,200$53,600$85,450
3$36,200$60,300$96,150
4$40,200$67,000$106,800
5$43,450$72,400$115,350
6$46,650$77,750$123,900
7$50,040$83,100$132,450
8$55,720$88,450$141,000

Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.

Fair market rents (2027)

HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.

Size21160Wider area
Studio$1,230$1,523
1 bedroom$1,360$1,625
2 bedrooms$1,680$2,006
3 bedrooms$2,130$2,509
4 bedrooms$2,350$2,789

Wider area = Baltimore-Columbia-Towson, MD. Two-bedroom fair market rents in 11 nearby ZIPs range from $1,270 (17302) to $2,310 (21028).

Census figures for 21160 (2020–2024 average): Median household income $106,181. 19% of homes are rented. 76% of renters pay 30% or more of their income on rent, and 33% pay half or more.

Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.

Estimate your Section 8 rent share

Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 21160's fair market rent.

Estimate your Section 8 rent share for 21160

Frequently Asked Questions

How do I apply to Townes at the Terraces?

No phone is listed for Townes at the Terraces. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.

Is Townes at the Terraces Section 8 housing?

Townes at the Terraces is listed as income-restricted housing in Whiteford, MD 21160 (lihtc). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.

How many units are at Townes at the Terraces?

Public records list 189 units at Townes at the Terraces in Whiteford, MD 21160. That is a building size, not a count of open apartments.

Are there other affordable apartments near Townes at the Terraces?

Yes — this page lists other income-restricted buildings in 21160 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.

People Also Ask

How do I get into Townes at the Terraces?

Call the number on this page and ask about the waiting list or how to apply at Townes at the Terraces in Whiteford, MD 21160. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.

How do I qualify for affordable housing in Whiteford, MD 21160?

Most income-restricted buildings in Whiteford, MD 21160 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $46,900, and $67,000 for a 4-person household. Public housing can go up to 80% ($74,800 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.

What is the income limit for low-income housing in Whiteford, MD 21160?

For many programs in Whiteford, MD 21160, the 2026 HUD very low-income (50%) limit is $46,900 a year for 1 person and $67,000 for 4 people. The low-income (80%) limit is $74,800 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.

How much rent do you pay for low-income housing in Whiteford, MD 21160?

In public housing and most Section 8 in Whiteford, MD 21160, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Whiteford, MD 21160 is $1,680 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.

Does Townes at the Terraces take Section 8 vouchers?

This file does not say that Townes at the Terraces has a project-based Section 8 contract. Some landlords in Whiteford, MD 21160 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Townes at the Terraces.

Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.