Affordable & Low-Income Housing in Silver Spring, MD
61 affordable buildings in Silver Spring · 7 ZIP codes
Silver Spring, MD has 61 income-restricted buildings across 7 ZIP codes: 43 tax credit, 23 Section 8, and 16 senior. These lists don't show openings — call to ask about vacancies and waiting lists.
In Silver Spring
The 40 highest-ranked of 61 buildings. Pick a ZIP below to see all of them.
The Barrington Apartments
1970 Rosemary Hills Dr, Silver Spring, MD 20910
416 units · 143 income-restricted · 1–3 BR
Elizabeth House III Apts.
1315 Apple Ave, Silver Spring, MD 20910
267 units · 238 income-restricted · 1 BR
The Flats at Columbia Pike
11556 February Circle, White Oak, MD 20904
242 units · 49 income-restricted · 1–3 BR
Montgomery White Oak IV
11438-11442 Lockwood Drive, White Oak, MD 20904
176 units · 37 income-restricted · 1–2 BR
900 Thayer aka Fenton Silver Spring
8240 Fenton Street, Silver Spring, MD 20910
124 units · 1–2 BR · People with disabilities
Great Hope Homes
1122-1034 Good Hope Drive, Cloverly, MD 20905
104 units · 21 income-restricted · 1–4+ BR
Vista at White Oak V Apartments
11628 Stewart Lane, White Oak, MD 20904
96 units · 20 income-restricted · 1–2 BR
UNIVERSITY GARDENS I and II
440 University Blvd E, Silver Spring, MD 20901
92 units · 91 income-restricted · Studio–1 BR
New Hampshire Housing Development Corporation
12407 New Hampshire Avenue, Colesville, MD 20904
9 units · Studio
McArc New Hampshire
15205 New Hampshire Ave, Cloverly, MD 20905
7 units · 6 income-restricted · Studio · People with disabilities
MCARC Randolph Rd 1600 E Randolph Silver Spring, M
1600 E Randolph Rd, Fairland, MD 20904
7 units · 6 income-restricted · 1 BR · People with disabilities
Capital Area Housing Corporation
1121 University Blvd W Apt 614, Kemp Mill, MD 20902
1 unit · 1 BR · People with disabilities
Barrington Apts Formally Rosemary Village
1927 E W Hwy, Silver Spring, MD 20910
396 units · 393 income-restricted
Woodside Manor-Crossing
10102 Georgia Ave, Silver Spring, MD 20902
220 units · 198 income-restricted · Studio–2 BR
Victory Forest LP
10000 Brunswick Ave, Silver Spring, MD 20910
181 units · 180 income-restricted · 1 BR
Silver Spring Library Residences
929 Bonifant Street, Silver Spring, MD 20910
149 units · 139 income-restricted · 1–2 BR
Pembridge Square Apts
2300 Blueridge Ave, Wheaton, MD 20902
133 units · 120 income-restricted · Studio–3 BR
Park View at Aspen Hill
3136 Bel Pre Road, Aspen Hill, MD 20906
120 units · 108 income-restricted · 1–2 BR · People with disabilities
Hampshire Village
3210 Norbeck Rd, Silver Spring, MD 20906
110 units · 1–2 BR · People with disabilities
No buildings in Silver Spring match this filter.
Programs in Silver Spring
- Tax credit
- Section 8
- Seniors
ZIP codes in Silver Spring
Nearby cities
Rents and income limits in 20910
- Fair market rent, 2 bedrooms
- $2,800/mo
- Income needed to pay it at 30% of income
- $112,000/yr
- Renters in 20910 paying 30% or more of income on rent
- 48%
Income limits (2026)
Washington-Arlington-Alexandria, DC-VA-MD area · median family income $166,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $34,900 | $58,150 | $74,800 |
| 2 | $39,900 | $66,450 | $85,450 |
| 3 | $44,900 | $74,750 | $96,150 |
| 4 | $49,850 | $83,050 | $106,800 |
| 5 | $53,850 | $89,700 | $115,350 |
| 6 | $57,850 | $96,350 | $123,900 |
| 7 | $61,850 | $103,000 | $132,450 |
| 8 | $65,850 | $109,650 | $141,000 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 20910 | Wider area |
|---|---|---|
| Studio | $2,420 | $2,111 |
| 1 bedroom | $2,530 | $2,204 |
| 2 bedrooms | $2,800 | $2,438 |
| 3 bedrooms | $3,570 | $3,107 |
| 4 bedrooms | $4,200 | $3,658 |
Wider area = Washington-Arlington-Alexandria, DC-VA-MD. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,970 (20012) to $3,020 (20814).
Census figures for 20910 (2020–2024 average): median rent $2,022. Median household income $112,134. 64% of homes are rented. 48% of renters pay 30% or more of their income on rent, and 20% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 20910's fair market rent.
Estimate your Section 8 rent share for 20910Frequently Asked Questions
Is there Section 8 housing in Silver Spring, MD?
Yes — this directory lists income-restricted buildings in Silver Spring, MD, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Silver Spring, MD have openings?
These lists for Silver Spring, MD don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Silver Spring, MD?
Use the phone number on each building card in Silver Spring, MD. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Silver Spring, MD?
In Silver Spring, MD, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in Silver Spring, MD?
This directory lists 61 income-restricted buildings in Silver Spring, MD. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Which ZIP codes in Silver Spring have affordable housing?
Income-restricted buildings in Silver Spring are listed in 20910 (19), 20904 (12), 20902 (9), 20901 (8), 20903 (5), 20906 (5), 20905 (3).
People Also Ask
How do I qualify for affordable housing in Silver Spring, MD?
Most income-restricted buildings in Silver Spring, MD serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $58,150, and $83,050 for a 4-person household. Public housing can go up to 80% ($74,800 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Silver Spring, MD?
For many programs in Silver Spring, MD, the 2026 HUD very low-income (50%) limit is $58,150 a year for 1 person and $83,050 for 4 people. The low-income (80%) limit is $74,800 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Silver Spring, MD?
There is no single waiting list for Silver Spring, MD. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Silver Spring, MD?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists project-based Section 8, tax-credit apartments in Silver Spring, MD. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Silver Spring, MD?
In public housing and most Section 8 in Silver Spring, MD, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Silver Spring, MD is $2,800 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Silver Spring, MD?
A Housing Choice Voucher is not automatically accepted at every building in Silver Spring, MD. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Silver Spring, MD?
Yes — this directory flags senior (often 62+) buildings in Silver Spring, MD. Use the Seniors filter on the list. Age rules vary; call to confirm.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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