Bywater Townhouses I & II — Income-Restricted Housing in Annapolis, MD 21401
1804 Copeland Street, Annapolis, MD 21401
295 units · 230 income-restricted · 2–4+ BR
Leasing office: (410) 268-1428Directions
How to apply
- Call the leasing office at (410) 268-1428 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1973
- Bedrooms
- 91 2 bedrooms · 84 3 bedrooms · 55 4+ bedrooms
- HUD inspection
- HUD inspection score: 70/100 (Dec 2025) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
Wilborne Estates [fka] Newtowne
810-a Brooke Court, Annapolis, MD 21401
0.4 mi away
78 units · 77 income-restricted · 1–3 BR · People with disabilities
Towne Courts
2010 West Street, Annapolis, MD 21401
1 mi away
42 units · 37 income-restricted · 2–3 BR · People with disabilities
Rents and income limits in 21401
- Fair market rent, 2 bedrooms
- $2,690/mo
- Income needed to pay it at 30% of income
- $107,600/yr
- Renters in 21401 paying 30% or more of income on rent
- 46%
Income limits (2026)
Baltimore-Columbia-Towson, MD area · median family income $134,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $28,150 | $46,900 | $74,800 |
| 2 | $32,200 | $53,600 | $85,450 |
| 3 | $36,200 | $60,300 | $96,150 |
| 4 | $40,200 | $67,000 | $106,800 |
| 5 | $43,450 | $72,400 | $115,350 |
| 6 | $46,650 | $77,750 | $123,900 |
| 7 | $50,040 | $83,100 | $132,450 |
| 8 | $55,720 | $88,450 | $141,000 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 21401 | Wider area |
|---|---|---|
| Studio | $2,040 | $1,523 |
| 1 bedroom | $2,180 | $1,625 |
| 2 bedrooms | $2,690 | $2,006 |
| 3 bedrooms | $3,360 | $2,509 |
| 4 bedrooms | $3,740 | $2,789 |
Wider area = Baltimore-Columbia-Towson, MD. Two-bedroom fair market rents in 12 nearby ZIPs range from $2,290 (21146) to $3,010 (21035).
Census figures for 21401 (2020–2024 average): median rent $2,150. Median household income $123,381. 35% of homes are rented. 46% of renters pay 30% or more of their income on rent, and 20% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 21401's fair market rent.
Estimate your Section 8 rent share for 21401Frequently Asked Questions
How do I apply to Bywater Townhouses I & II?
Call (410) 268-1428 and ask about applying, vacancies, and waiting lists at Bywater Townhouses I & II in Annapolis, MD 21401. These records do not show openings.
Is Bywater Townhouses I & II Section 8 housing?
Bywater Townhouses I & II is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at Bywater Townhouses I & II?
Public records list 295 units at Bywater Townhouses I & II in Annapolis, MD 21401. That is a building size, not a count of open apartments.
Are there other affordable apartments near Bywater Townhouses I & II?
Yes — this page lists other income-restricted buildings in 21401 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Bywater Townhouses I & II?
Call the number on this page and ask about the waiting list or how to apply at Bywater Townhouses I & II in Annapolis, MD 21401. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Annapolis, MD 21401?
Most income-restricted buildings in Annapolis, MD 21401 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $46,900, and $67,000 for a 4-person household. Public housing can go up to 80% ($74,800 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Annapolis, MD 21401?
For many programs in Annapolis, MD 21401, the 2026 HUD very low-income (50%) limit is $46,900 a year for 1 person and $67,000 for 4 people. The low-income (80%) limit is $74,800 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Annapolis, MD 21401?
In public housing and most Section 8 in Annapolis, MD 21401, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Annapolis, MD 21401 is $2,690 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Bywater Townhouses I & II take Section 8 vouchers?
Bywater Townhouses I & II is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.