Bay State Apts — Income-Restricted Housing in Springfield, MA 01104
414 Chestnut St, Springfield, MA 01104
346 units · 261 income-restricted · Studio–2 BR · People with disabilities
Management office: (617) 861-7131Directions
How to apply
- Call the management office at (617) 861-7131 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1972
- Income limit
- 60% AMI
- Bedrooms
- 11 Studio · 117 1 bedroom · 14 2 bedrooms
- HUD inspection
- HUD inspection score: 90/100 (Jul 2024) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
Stephen J Collins Apt
17 Saab Ct, Springfield, MA 01104
0.2 mi away
288 units · 1–2 BR
- Apply through Springfield Housing Authority
- Residents waited about 28 months to move in (HUD, Oct 2026)
Belle Franklin
77 Belle St, Springfield, MA 01104
0.3 mi away
115 units · 112 income-restricted · 1–4+ BR
Chestnut Crossing Apartments
275 Chestnut St, Springfield, MA 01104
0.3 mi away
96 units · 79 income-restricted · Studio
Seniority House
307 Chestnut St, Springfield, MA 01104
0.3 mi away
167 units · 100 income-restricted · Studio–1 BR
Liberty Hill
5 Nursery Street, Springfield, MA 01104
0.5 mi away
88 units · 86 income-restricted · 2–4+ BR
Rents and income limits in 01104
- Fair market rent, 2 bedrooms
- $1,960/mo
- Income needed to pay it at 30% of income
- $78,400/yr
- Renters in 01104 paying 30% or more of income on rent
- 60%
Income limits (2026)
Springfield, MA area · median family income $96,700. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $27,650 | $46,000 | $73,650 |
| 2 | $31,600 | $52,550 | $84,200 |
| 3 | $35,550 | $59,200 | $94,700 |
| 4 | $39,450 | $65,750 | $105,200 |
| 5 | $42,650 | $71,050 | $113,650 |
| 6 | $45,800 | $76,300 | $122,050 |
| 7 | $50,040 | $81,550 | $130,450 |
| 8 | $55,720 | $86,800 | $138,900 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 01104 | Wider area |
|---|---|---|
| Studio | $1,380 | $1,264 |
| 1 bedroom | $1,550 | $1,421 |
| 2 bedrooms | $1,960 | $1,800 |
| 3 bedrooms | $2,440 | $2,241 |
| 4 bedrooms | $2,580 | $2,370 |
Wider area = Springfield, MA. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,590 (01105) to $2,140 (01103).
Census figures for 01104 (2020–2024 average): median rent $1,120. Median household income $50,154. 52% of homes are rented. 60% of renters pay 30% or more of their income on rent, and 33% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 01104's fair market rent.
Estimate your Section 8 rent share for 01104Frequently Asked Questions
How do I apply to Bay State Apts?
Call (617) 861-7131 and ask about applying, vacancies, and waiting lists at Bay State Apts in Springfield, MA 01104. These records do not show openings.
Is Bay State Apts Section 8 housing?
Bay State Apts is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at Bay State Apts?
Public records list 346 units at Bay State Apts in Springfield, MA 01104. That is a building size, not a count of open apartments.
Are there other affordable apartments near Bay State Apts?
Yes — this page lists other income-restricted buildings in 01104 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Bay State Apts?
Call the number on this page and ask about the waiting list or how to apply at Bay State Apts in Springfield, MA 01104. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Springfield, MA 01104?
Most income-restricted buildings in Springfield, MA 01104 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $46,000, and $65,750 for a 4-person household. Public housing can go up to 80% ($73,650 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Springfield, MA 01104?
For many programs in Springfield, MA 01104, the 2026 HUD very low-income (50%) limit is $46,000 a year for 1 person and $65,750 for 4 people. The low-income (80%) limit is $73,650 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Springfield, MA 01104?
In public housing and most Section 8 in Springfield, MA 01104, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Springfield, MA 01104 is $1,960 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Bay State Apts take Section 8 vouchers?
Bay State Apts is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.