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Mt. Vernon I — Income-Restricted Housing in Somerville, MA 02145

54 Mt. Vernon St, Somerville, MA 02145

Section 8Seniors

8 units · 1 BR · People with disabilities

Management office: (781) 391-0700Directions

How to apply

  1. Call the management office at (781) 391-0700 to ask about applying, vacancies, and waiting lists.
  2. These records do not show openings — call to confirm vacancies and waiting lists.

At this building

Opened
1980
Bedrooms
8 1 bedroom
HUD inspection
HUD inspection score: 86/100 (Nov 2025) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.

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Nearby income-restricted buildings

Rents and income limits in 02145

Fair market rent, 2 bedrooms
$3,470/mo
Income needed to pay it at 30% of income
$138,800/yr
Renters in 02145 paying 30% or more of income on rent
38%

Income limits (2026)

Boston-Cambridge-Quincy, MA-NH area · median family income $164,600. Your household's yearly income before taxes must be at or below the limit.

PeopleExtremely low 30%Very low 50%Low 80%
1$36,000$60,000$96,000
2$41,150$68,600$109,700
3$46,300$77,150$123,400
4$51,400$85,700$137,100
5$55,550$92,600$148,100
6$59,650$99,450$159,050
7$63,750$106,300$170,050
8$67,850$113,150$181,000

Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.

Fair market rents (2027)

HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.

Size02145Wider area
Studio$2,810$2,440
1 bedroom$2,900$2,518
2 bedrooms$3,470$3,008
3 bedrooms$4,130$3,584
4 bedrooms$4,560$3,953

Wider area = Boston-Cambridge-Quincy, MA-NH. Two-bedroom fair market rents in 12 nearby ZIPs range from $2,920 (02149) to $4,380 (02114).

Census figures for 02145 (2020–2024 average): median rent $2,398. Median household income $123,755. 64% of homes are rented. 38% of renters pay 30% or more of their income on rent, and 20% pay half or more.

Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.

Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.

Estimate your Section 8 rent share

Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 02145's fair market rent.

Estimate your Section 8 rent share for 02145

Frequently Asked Questions

How do I apply to Mt. Vernon I?

Call (781) 391-0700 and ask about applying, vacancies, and waiting lists at Mt. Vernon I in Somerville, MA 02145. These records do not show openings.

Is Mt. Vernon I Section 8 housing?

Mt. Vernon I is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.

How many units are at Mt. Vernon I?

Public records list 8 units at Mt. Vernon I in Somerville, MA 02145. That is a building size, not a count of open apartments.

Are there other affordable apartments near Mt. Vernon I?

Yes — this page lists other income-restricted buildings in 02145 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.

People Also Ask

How do I get into Mt. Vernon I?

Call the number on this page and ask about the waiting list or how to apply at Mt. Vernon I in Somerville, MA 02145. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.

How do I qualify for affordable housing in Somerville, MA 02145?

Most income-restricted buildings in Somerville, MA 02145 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $60,000, and $85,700 for a 4-person household. Public housing can go up to 80% ($96,000 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.

What is the income limit for low-income housing in Somerville, MA 02145?

For many programs in Somerville, MA 02145, the 2026 HUD very low-income (50%) limit is $60,000 a year for 1 person and $85,700 for 4 people. The low-income (80%) limit is $96,000 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.

How much rent do you pay for low-income housing in Somerville, MA 02145?

In public housing and most Section 8 in Somerville, MA 02145, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Somerville, MA 02145 is $3,470 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.

Does Mt. Vernon I take Section 8 vouchers?

Mt. Vernon I is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.

Sources: HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.