Beacon Heights — Income-Restricted Housing in South Bend, IN 46628
3401 Ardmore Trail, South Bend, IN 46628
174 units · 1–3 BR
Leasing office: (574) 234-0920Directions
How to apply
- Call the leasing office at (574) 234-0920 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1980
- Bedrooms
- 24 1 bedroom · 90 2 bedrooms · 60 3 bedrooms
- HUD inspection
- HUD inspection score: 92/100 (Jun 2025) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
Heritage Place at Lasalle Square
3224 Ardmore Trail, South Bend, IN 46628
0.1 mi away
72 units · 1–2 BR
Northwest Plaza
1845 Fremont St, South Bend, IN 46628
1 mi away
143 units · 2–3 BR
- Apply through Housing Authority of South Bend
- Residents waited about 19 months to move in (HUD, Oct 2026)
826 Diamond Ave
826 Diamond Ave, South Bend, IN 46628
1.4 mi away
1 unit · 2 BR
- Affordability period may have ended — call to confirm
Lasalle Park Homes
102 S. Falcon St., South Bend, IN 46619
0.9 mi away
150 units · 149 income-restricted · 1–4+ BR
528 Blaine Ave
528 Blaine Ave, South Bend, IN 46616
1.6 mi away
1 unit · 4+ BR
- Affordability period may have ended — call to confirm
Rents and income limits in 46628
- Fair market rent, 2 bedrooms
- $1,310/mo
- Income needed to pay it at 30% of income
- $52,400/yr
- Renters in 46628 paying 30% or more of income on rent
- 56%
Income limits (2026)
South Bend-Mishawaka, IN area · median family income $88,100. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $18,550 | $30,850 | $49,350 |
| 2 | $21,640 | $35,250 | $56,400 |
| 3 | $27,320 | $39,650 | $63,450 |
| 4 | $33,000 | $44,050 | $70,500 |
| 5 | $38,680 | $47,600 | $76,150 |
| 6 | $44,360 | $51,100 | $81,800 |
| 7 | $50,040 | $54,650 | $87,450 |
| 8 | $55,720 | $58,150 | $93,100 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 46628 | Wider area |
|---|---|---|
| Studio | $960 | $937 |
| 1 bedroom | $1,120 | $1,093 |
| 2 bedrooms | $1,310 | $1,276 |
| 3 bedrooms | $1,590 | $1,545 |
| 4 bedrooms | $1,720 | $1,677 |
Wider area = South Bend-Mishawaka, IN. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,170 (46601) to $1,770 (46617).
Census figures for 46628 (2020–2024 average): median rent $1,104. Median household income $61,759. 32% of homes are rented. 56% of renters pay 30% or more of their income on rent, and 33% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 46628's fair market rent.
Estimate your Section 8 rent share for 46628Frequently Asked Questions
How do I apply to Beacon Heights?
Call (574) 234-0920 and ask about applying, vacancies, and waiting lists at Beacon Heights in South Bend, IN 46628. These records do not show openings.
Is Beacon Heights Section 8 housing?
Beacon Heights is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at Beacon Heights?
Public records list 174 units at Beacon Heights in South Bend, IN 46628. That is a building size, not a count of open apartments.
Are there other affordable apartments near Beacon Heights?
Yes — this page lists other income-restricted buildings in 46628 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Beacon Heights?
Call the number on this page and ask about the waiting list or how to apply at Beacon Heights in South Bend, IN 46628. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in South Bend, IN 46628?
Most income-restricted buildings in South Bend, IN 46628 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $30,850, and $44,050 for a 4-person household. Public housing can go up to 80% ($49,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in South Bend, IN 46628?
For many programs in South Bend, IN 46628, the 2026 HUD very low-income (50%) limit is $30,850 a year for 1 person and $44,050 for 4 people. The low-income (80%) limit is $49,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in South Bend, IN 46628?
In public housing and most Section 8 in South Bend, IN 46628, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near South Bend, IN 46628 is $1,310 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Beacon Heights take Section 8 vouchers?
Beacon Heights is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.