Howard Square — Income-Restricted Housing in Muncie, IN 47305
550 S Jefferson St, Muncie, IN 47305
30 units · 1–2 BR · People with disabilities
How to apply
- No phone is listed. Try visiting the property or asking the city housing office how to apply.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 2005
- Bedrooms
- 15 1 bedroom · 15 2 bedrooms
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Nearby income-restricted buildings
F R Miller Apts
309 N Jefferson St, Muncie, IN 47305
0.4 mi away
8 units · 1–2 BR
- Affordability period may have ended — call to confirm
Gillespie Tower
701 W Jackson St, Muncie, IN 47305
0.5 mi away
98 units · 1 BR
- Apply through Housing Authority of the City of Muncie
- Residents waited about 9 months to move in (HUD, Oct 2026)
Millennium Place II
809 S Madison St, Muncie, IN 47302
0.2 mi away
55 units · 18 income-restricted · 1–3 BR
- Apply through Housing Authority of the City of Muncie
Historic Muncie Apts
451 E Second St, Muncie, IN 47302
0.2 mi away
35 units · Studio–4+ BR · People with disabilities
Millennium Place III
900 S Jefferson St, Muncie, IN 47302
0.2 mi away
35 units · 1–4+ BR
- Apply through Housing Authority of the City of Muncie
- Residents waited about 1 month to move in (HUD, Oct 2026)
Millennium Place I
810 S Monroe St, Muncie, IN 47302
0.3 mi away
30 units · 10 income-restricted
- Apply through Housing Authority of the City of Muncie
Rents and income limits in 47305
- Fair market rent, 2 bedrooms
- $1,010/mo
- Income needed to pay it at 30% of income
- $40,400/yr
- Renters in 47305 paying 30% or more of income on rent
- 51%
Income limits (2026)
Muncie, IN area · median family income $79,600. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,850 | $29,700 | $47,500 |
| 2 | $21,640 | $33,950 | $54,300 |
| 3 | $27,320 | $38,200 | $61,100 |
| 4 | $33,000 | $42,400 | $67,850 |
| 5 | $38,680 | $45,800 | $73,300 |
| 6 | $44,360 | $49,200 | $78,750 |
| 7 | $50,040 | $52,600 | $84,150 |
| 8 | $55,720 | $56,000 | $89,600 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 47305 | Wider area |
|---|---|---|
| Studio | $800 | $899 |
| 1 bedroom | $810 | $913 |
| 2 bedrooms | $1,010 | $1,145 |
| 3 bedrooms | $1,280 | $1,438 |
| 4 bedrooms | $1,680 | $1,890 |
Wider area = Muncie, IN. Two-bedroom fair market rents in 10 nearby ZIPs range from $1,070 (47334) to $1,250 (47304).
Census figures for 47305 (2020–2024 average): median rent $754. Median household income $36,389. 65% of homes are rented. 51% of renters pay 30% or more of their income on rent, and 32% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 47305's fair market rent.
Estimate your Section 8 rent share for 47305Frequently Asked Questions
How do I apply to Howard Square?
No phone is listed for Howard Square. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is Howard Square Section 8 housing?
Howard Square is listed as income-restricted housing in Muncie, IN 47305 (lihtc). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at Howard Square?
Public records list 30 units at Howard Square in Muncie, IN 47305. That is a building size, not a count of open apartments.
Are there other affordable apartments near Howard Square?
Yes — this page lists other income-restricted buildings in 47305 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Howard Square?
Call the number on this page and ask about the waiting list or how to apply at Howard Square in Muncie, IN 47305. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Muncie, IN 47305?
Most income-restricted buildings in Muncie, IN 47305 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,700, and $42,400 for a 4-person household. Public housing can go up to 80% ($47,500 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Muncie, IN 47305?
For many programs in Muncie, IN 47305, the 2026 HUD very low-income (50%) limit is $29,700 a year for 1 person and $42,400 for 4 people. The low-income (80%) limit is $47,500 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Muncie, IN 47305?
In public housing and most Section 8 in Muncie, IN 47305, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Muncie, IN 47305 is $1,010 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Howard Square take Section 8 vouchers?
This file does not say that Howard Square has a project-based Section 8 contract. Some landlords in Muncie, IN 47305 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Howard Square.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.