Gary Nsa V — Income-Restricted Housing in Gary, IN 46402
775 Virginia, Gary, IN 46402
119 units · 1–3 BR
Leasing office: (219) 886-2440Directions
How to apply
- Call the leasing office at (219) 886-2440 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1984
- Bedrooms
- 89 1 bedroom · 15 2 bedrooms · 15 3 bedrooms
- HUD inspection
- HUD inspection score: 85/100 (Nov 2025) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
805 Maryland St
805 Maryland St, Gary, IN 46402
0.1 mi away
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- Affordability period may have ended — call to confirm
Gardens on Carolina
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0.3 mi away
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805 Adams St
805 Adams St, Gary, IN 46402
0.5 mi away
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- Affordability period may have ended — call to confirm
Dalton Apts
131 E Fifth Ave, Gary, IN 46402
0.5 mi away
67 units · 57 income-restricted · 1–3 BR · People with disabilities
Elderly Highrise
578 Broadway, Gary, IN 46402
0.5 mi away
139 units · 1 BR
- Apply through Housing Authority of the City of Gary Indiana
- Most residents are 62 or older
Horace Mann Apartments
111 W 7th Ave, Gary, IN 46402
0.5 mi away
123 units · 89 income-restricted · 1–4+ BR
- Apply through Housing Authority of the City of Gary Indiana
- Residents waited about 26 months to move in (HUD, Oct 2026)
Rents and income limits in 46402
- Fair market rent, 2 bedrooms
- $1,260/mo
- Income needed to pay it at 30% of income
- $50,400/yr
- Renters in 46402 paying 30% or more of income on rent
- 59%
Income limits (2026)
Gary, IN area · median family income $100,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $21,200 | $35,350 | $56,500 |
| 2 | $24,200 | $40,400 | $64,600 |
| 3 | $27,320 | $45,450 | $72,650 |
| 4 | $33,000 | $50,450 | $80,700 |
| 5 | $38,680 | $54,500 | $87,200 |
| 6 | $44,360 | $58,550 | $93,650 |
| 7 | $50,040 | $62,600 | $100,100 |
| 8 | $55,720 | $66,600 | $106,550 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 46402 | Wider area |
|---|---|---|
| Studio | $980 | $1,117 |
| 1 bedroom | $1,040 | $1,176 |
| 2 bedrooms | $1,260 | $1,429 |
| 3 bedrooms | $1,530 | $1,739 |
| 4 bedrooms | $1,670 | $1,898 |
Wider area = Gary, IN. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,140 (46312) to $1,550 (46322).
Census figures for 46402 (2020–2024 average): median rent $951. Median household income $33,529. 57% of homes are rented. 59% of renters pay 30% or more of their income on rent, and 31% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 46402's fair market rent.
Estimate your Section 8 rent share for 46402Frequently Asked Questions
How do I apply to Gary Nsa V?
Call (219) 886-2440 and ask about applying, vacancies, and waiting lists at Gary Nsa V in Gary, IN 46402. These records do not show openings.
Is Gary Nsa V Section 8 housing?
Gary Nsa V is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at Gary Nsa V?
Public records list 119 units at Gary Nsa V in Gary, IN 46402. That is a building size, not a count of open apartments.
Are there other affordable apartments near Gary Nsa V?
Yes — this page lists other income-restricted buildings in 46402 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Gary Nsa V?
Call the number on this page and ask about the waiting list or how to apply at Gary Nsa V in Gary, IN 46402. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Gary, IN 46402?
Most income-restricted buildings in Gary, IN 46402 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $35,350, and $50,450 for a 4-person household. Public housing can go up to 80% ($56,500 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Gary, IN 46402?
For many programs in Gary, IN 46402, the 2026 HUD very low-income (50%) limit is $35,350 a year for 1 person and $50,450 for 4 people. The low-income (80%) limit is $56,500 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Gary, IN 46402?
In public housing and most Section 8 in Gary, IN 46402, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Gary, IN 46402 is $1,260 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Gary Nsa V take Section 8 vouchers?
Gary Nsa V is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.