Gary Nsa I & II — Income-Restricted Housing in Gary, IN 46404
1735 W 5th Ave, Gary, IN 46404
249 units · Studio–2 BR
Leasing office: (219) 882-7797Directions
How to apply
- Call the leasing office at (219) 882-7797 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1982
- Bedrooms
- 33 Studio · 106 1 bedroom · 110 2 bedrooms
- HUD inspection
- HUD inspection score: 68/100 (Nov 2025) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
1009 Ellsworth Pl
1009 Ellsworth Pl, Gary, IN 46404
0.8 mi away
1 unit · 4+ BR
- Affordability period may have ended — call to confirm
349 Taney St
349 Taney St, Gary, IN 46404
0.8 mi away
1 unit · 2 BR
- Affordability period may have ended — call to confirm
Rents and income limits in 46404
- Fair market rent, 2 bedrooms
- $1,300/mo
- Income needed to pay it at 30% of income
- $52,000/yr
- Renters in 46404 paying 30% or more of income on rent
- 59%
Income limits (2026)
Gary, IN area · median family income $100,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $21,200 | $35,350 | $56,500 |
| 2 | $24,200 | $40,400 | $64,600 |
| 3 | $27,320 | $45,450 | $72,650 |
| 4 | $33,000 | $50,450 | $80,700 |
| 5 | $38,680 | $54,500 | $87,200 |
| 6 | $44,360 | $58,550 | $93,650 |
| 7 | $50,040 | $62,600 | $100,100 |
| 8 | $55,720 | $66,600 | $106,550 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 46404 | Wider area |
|---|---|---|
| Studio | $1,020 | $1,117 |
| 1 bedroom | $1,070 | $1,176 |
| 2 bedrooms | $1,300 | $1,429 |
| 3 bedrooms | $1,580 | $1,739 |
| 4 bedrooms | $1,730 | $1,898 |
Wider area = Gary, IN. Two-bedroom fair market rents in 12 nearby ZIPs range from $1,140 (46312) to $1,550 (46322).
Census figures for 46404 (2020–2024 average): median rent $999. Median household income $42,256. 44% of homes are rented. 59% of renters pay 30% or more of their income on rent, and 38% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 46404's fair market rent.
Estimate your Section 8 rent share for 46404Frequently Asked Questions
How do I apply to Gary Nsa I & II?
Call (219) 882-7797 and ask about applying, vacancies, and waiting lists at Gary Nsa I & II in Gary, IN 46404. These records do not show openings.
Is Gary Nsa I & II Section 8 housing?
Gary Nsa I & II is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at Gary Nsa I & II?
Public records list 249 units at Gary Nsa I & II in Gary, IN 46404. That is a building size, not a count of open apartments.
Are there other affordable apartments near Gary Nsa I & II?
Yes — this page lists other income-restricted buildings in 46404 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Gary Nsa I & II?
Call the number on this page and ask about the waiting list or how to apply at Gary Nsa I & II in Gary, IN 46404. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Gary, IN 46404?
Most income-restricted buildings in Gary, IN 46404 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $35,350, and $50,450 for a 4-person household. Public housing can go up to 80% ($56,500 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Gary, IN 46404?
For many programs in Gary, IN 46404, the 2026 HUD very low-income (50%) limit is $35,350 a year for 1 person and $50,450 for 4 people. The low-income (80%) limit is $56,500 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Gary, IN 46404?
In public housing and most Section 8 in Gary, IN 46404, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Gary, IN 46404 is $1,300 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Gary Nsa I & II take Section 8 vouchers?
Gary Nsa I & II is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.