Deer Creeke Apts — Income-Restricted Housing in Elkhart, IN 46516
2801 Toledo Rd, Elkhart, IN 46516
170 units · 1–3 BR
- Affordability period may have ended — call to confirm
How to apply
- No phone is listed. Try visiting the property or asking the city housing office how to apply.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1995
- Bedrooms
- 32 1 bedroom · 80 2 bedrooms · 58 3 bedrooms
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Nearby income-restricted buildings
Roosevelt Center
215 E Indiana Ave, Elkhart, IN 46516
2 mi away
35 units · 33 income-restricted · 1–3 BR · People with disabilities · People experiencing homelessness
Waterfall Hi-Rise
303 Waterfall Dr, Elkhart, IN 46516
2.1 mi away
126 units · 1–2 BR
- Apply through Housing Authority of the City of Elkhart
- Residents waited about 26 months to move in (HUD, Oct 2026)
Riverside Terrace
181 N Elkhart Ave, Elkhart, IN 46516
2.3 mi away
147 units · 1–2 BR
- Apply through Housing Authority of the City of Elkhart
- Residents waited about 39 months to move in (HUD, Oct 2026)
Cornerstone
500 S Main St, Elkhart, IN 46516
2.4 mi away
83 units · Studio–2 BR
- Affordability period may have ended — call to confirm
Rosedale Hi-Rise
501 W Indiana Ave, Elkhart, IN 46516
2.5 mi away
101 units · 1–2 BR
- Apply through Housing Authority of the City of Elkhart
- Residents waited about 69 months to move in (HUD, Oct 2026)
Washington Gardens
410 W Indiana Ave, Elkhart, IN 46516
2.5 mi away
194 units · 1–3 BR
- Apply through Housing Authority of the City of Elkhart
- Residents waited about 31 months to move in (HUD, Oct 2026)
Rents and income limits in 46516
- Fair market rent, 2 bedrooms
- $1,230/mo
- Income needed to pay it at 30% of income
- $49,200/yr
- Renters in 46516 paying 30% or more of income on rent
- 47%
Income limits (2026)
Elkhart-Goshen, IN area · median family income $89,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $18,900 | $31,500 | $50,350 |
| 2 | $21,640 | $36,000 | $57,550 |
| 3 | $27,320 | $40,500 | $64,750 |
| 4 | $33,000 | $44,950 | $71,900 |
| 5 | $38,680 | $48,550 | $77,700 |
| 6 | $44,360 | $52,150 | $83,450 |
| 7 | $50,040 | $55,750 | $89,200 |
| 8 | $55,720 | $59,350 | $94,950 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 46516 | Wider area |
|---|---|---|
| Studio | $990 | $1,008 |
| 1 bedroom | $1,030 | $1,048 |
| 2 bedrooms | $1,230 | $1,253 |
| 3 bedrooms | $1,620 | $1,653 |
| 4 bedrooms | $1,720 | $1,752 |
Wider area = Elkhart-Goshen, IN. Two-bedroom fair market rents in 7 nearby ZIPs range from $1,010 (49130) to $1,420 (46561).
Census figures for 46516 (2020–2024 average): median rent $1,016. Median household income $56,492. 37% of homes are rented. 47% of renters pay 30% or more of their income on rent, and 24% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 46516's fair market rent.
Estimate your Section 8 rent share for 46516Frequently Asked Questions
How do I apply to Deer Creeke Apts?
No phone is listed for Deer Creeke Apts. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is Deer Creeke Apts Section 8 housing?
Deer Creeke Apts is listed as income-restricted housing in Elkhart, IN 46516 (lihtc). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at Deer Creeke Apts?
Public records list 170 units at Deer Creeke Apts in Elkhart, IN 46516. That is a building size, not a count of open apartments.
Are there other affordable apartments near Deer Creeke Apts?
Yes — this page lists other income-restricted buildings in 46516 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Deer Creeke Apts?
Call the number on this page and ask about the waiting list or how to apply at Deer Creeke Apts in Elkhart, IN 46516. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Elkhart, IN 46516?
Most income-restricted buildings in Elkhart, IN 46516 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $31,500, and $44,950 for a 4-person household. Public housing can go up to 80% ($50,350 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Elkhart, IN 46516?
For many programs in Elkhart, IN 46516, the 2026 HUD very low-income (50%) limit is $31,500 a year for 1 person and $44,950 for 4 people. The low-income (80%) limit is $50,350 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Elkhart, IN 46516?
In public housing and most Section 8 in Elkhart, IN 46516, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Elkhart, IN 46516 is $1,230 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Deer Creeke Apts take Section 8 vouchers?
This file does not say that Deer Creeke Apts has a project-based Section 8 contract. Some landlords in Elkhart, IN 46516 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Deer Creeke Apts.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.