White Oaks St. Elmo — Income-Restricted Housing in Saint Elmo, IL 62458
308 E. 4th St., St. Elmo, IL 62458
32 units · 1–3 BR
- 5 vacant units reported (Oct 2026) — call to confirm
How to apply
- Managed by Carpenter Mgmt Co Inc. USDA does not publish a phone number for this property.
- Find contact info on USDA's Multifamily Housing programs page.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1980
- Bedrooms
- 8 1 bedroom · 22 2 bedrooms · 2 3 bedrooms
- USDA rental assistance
- 22 units (tenant pays about 30% of income)
- Accessible units
- 2
- Managed by
- Carpenter Mgmt Co Inc
Map loads here…
This buildingNearbyOpen a pin for the building name.
Nearby income-restricted buildings
Altamont Senior Residences
406 506 East Cumberland Road, Altamont, IL 62411
5.4 mi away
30 units · 1–2 BR
Hannah Housing Brownstown
348 S 3rd St, Brownstown, IL 62418
6.2 mi away
8 units · 1 BR
- 2 vacant units reported (Oct 2026) — call to confirm
Sycamore Apartments aka Parkside Apartments
504B E 4th St, St Peter, IL 62880
11.1 mi away
8 units · 1–3 BR
Rents and income limits in 62458
- Fair market rent, 2 bedrooms
- $930/mo
- Income needed to pay it at 30% of income
- $37,200/yr
- Renters in 62458 paying 30% or more of income on rent
- 30%
Income limits (2026)
Fayette County, IL area · median family income $82,500. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $18,850 | $31,400 | $50,250 |
| 2 | $21,640 | $35,900 | $57,400 |
| 3 | $27,320 | $40,400 | $64,600 |
| 4 | $33,000 | $44,850 | $71,750 |
| 5 | $38,680 | $48,450 | $77,500 |
| 6 | $44,360 | $52,050 | $83,250 |
| 7 | $50,040 | $55,650 | $89,000 |
| 8 | $55,720 | $59,250 | $94,750 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 62458 | Wider area |
|---|---|---|
| Studio | $730 | $724 |
| 1 bedroom | $730 | $728 |
| 2 bedrooms | $930 | $930 |
| 3 bedrooms | $1,210 | $1,213 |
| 4 bedrooms | $1,350 | $1,350 |
Wider area = Fayette County, IL. Two-bedroom fair market rents in 4 nearby ZIPs range from $970 (62880) to $1,050 (62411).
Census figures for 62458 (2020–2024 average): median rent $749. Median household income $48,810. 15% of homes are rented. 30% of renters pay 30% or more of their income on rent, and 14% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 62458's fair market rent.
Estimate your Section 8 rent share for 62458Frequently Asked Questions
How do I apply to White Oaks St. Elmo?
No phone is listed for White Oaks St. Elmo. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is White Oaks St. Elmo Section 8 housing?
White Oaks St. Elmo is listed as income-restricted housing in Saint Elmo, IL 62458 (usda). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at White Oaks St. Elmo?
Public records list 32 units at White Oaks St. Elmo in Saint Elmo, IL 62458. That is a building size, not a count of open apartments.
Are there other affordable apartments near White Oaks St. Elmo?
Yes — this page lists other income-restricted buildings in 62458 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into White Oaks St. Elmo?
Call the number on this page and ask about the waiting list or how to apply at White Oaks St. Elmo in Saint Elmo, IL 62458. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Saint Elmo, IL 62458?
Most income-restricted buildings in Saint Elmo, IL 62458 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $31,400, and $44,850 for a 4-person household. Public housing can go up to 80% ($50,250 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Saint Elmo, IL 62458?
For many programs in Saint Elmo, IL 62458, the 2026 HUD very low-income (50%) limit is $31,400 a year for 1 person and $44,850 for 4 people. The low-income (80%) limit is $50,250 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Saint Elmo, IL 62458?
In public housing and most Section 8 in Saint Elmo, IL 62458, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Saint Elmo, IL 62458 is $930 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does White Oaks St. Elmo take Section 8 vouchers?
This file does not say that White Oaks St. Elmo has a project-based Section 8 contract. Some landlords in Saint Elmo, IL 62458 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call White Oaks St. Elmo.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.