Civic Plaza II — Income-Restricted Housing in Rock Falls, IL 61071
1113-5th Avenue, Rock Falls, IL 61071
63 units · 1–2 BR · People with disabilities
- Apply through Whiteside County Housing Authority
- Residents waited about 4 months to move in (HUD, Oct 2026)
Leasing office: (312) 855-9444Directions
How to apply
- Apply through Whiteside County Housing Authority. They run this development and take applications.
- Call the housing authority at (312) 855-9444.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1981
- Bedrooms (estimated)
- 62 1 bedroom · 1 2 bedrooms
- HUD inspection
- HUD inspection score: 84/100 (Aug 2026) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
- Average tenant rent
- $366/mo
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Nearby income-restricted buildings
Cedar Woods Apts
1301 9th Ave, Rock Falls, IL 61071
0.5 mi away
27 units · 2–4+ BR
- 4 vacant units reported (Oct 2026) — call to confirm
Coloma Homes
403 W 18th St, Rock Falls, IL 61071
0.5 mi away
125 units · 1–3 BR
- Apply through Whiteside County Housing Authority
- Residents waited about 4 months to move in (HUD, Oct 2026)
Whispering Wind
1101 W 23rd St, Rock Falls, IL 61071
0.9 mi away
15 units · 13 income-restricted · 3–4+ BR
Meadows of Luke Ridge Town Homes
415 Luke Ln, Rock Falls, IL 61071
1.3 mi away
24 units · 2–3 BR
- Affordability period may have ended — call to confirm
Greencastle of Sterling, Inc.
15 E 23rd St, Sterling, IL 61081
2.6 mi away
32 units · 31 income-restricted · 1 BR
Rents and income limits in 61071
- Fair market rent, 2 bedrooms
- $960/mo
- Income needed to pay it at 30% of income
- $38,400/yr
- Renters in 61071 paying 30% or more of income on rent
- 47%
Income limits (2026)
Whiteside County, IL area · median family income $90,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,100 | $31,850 | $50,900 |
| 2 | $21,800 | $36,400 | $58,200 |
| 3 | $27,320 | $40,950 | $65,450 |
| 4 | $33,000 | $45,450 | $72,700 |
| 5 | $38,680 | $49,100 | $78,550 |
| 6 | $44,360 | $52,750 | $84,350 |
| 7 | $50,040 | $56,400 | $90,150 |
| 8 | $55,720 | $60,000 | $96,000 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 61071 | Wider area |
|---|---|---|
| Studio | $710 | $696 |
| 1 bedroom | $770 | $755 |
| 2 bedrooms | $960 | $945 |
| 3 bedrooms | $1,260 | $1,237 |
| 4 bedrooms | $1,260 | $1,242 |
Wider area = Whiteside County, IL. Two-bedroom fair market rents in 4 nearby ZIPs range from $930 (61037) to $1,040 (61243).
Census figures for 61071 (2020–2024 average): median rent $797. Median household income $60,508. 24% of homes are rented. 47% of renters pay 30% or more of their income on rent, and 22% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 61071's fair market rent.
Estimate your Section 8 rent share for 61071Frequently Asked Questions
How do I apply to Civic Plaza II?
Apply through Whiteside County Housing Authority, which runs Civic Plaza II. Call (312) 855-9444. Do not treat a walk-up at the building as the application. These records do not show openings.
Is Civic Plaza II Section 8 housing?
Civic Plaza II is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at Civic Plaza II?
Public records list 63 units at Civic Plaza II in Rock Falls, IL 61071. That is a building size, not a count of open apartments.
Are there other affordable apartments near Civic Plaza II?
Yes — this page lists other income-restricted buildings in 61071 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Civic Plaza II?
Call the number on this page and ask about the waiting list or how to apply at Civic Plaza II in Rock Falls, IL 61071. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Rock Falls, IL 61071?
Most income-restricted buildings in Rock Falls, IL 61071 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $31,850, and $45,450 for a 4-person household. Public housing can go up to 80% ($50,900 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Rock Falls, IL 61071?
For many programs in Rock Falls, IL 61071, the 2026 HUD very low-income (50%) limit is $31,850 a year for 1 person and $45,450 for 4 people. The low-income (80%) limit is $50,900 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Rock Falls, IL 61071?
In public housing and most Section 8 in Rock Falls, IL 61071, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Rock Falls, IL 61071 is $960 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Civic Plaza II take Section 8 vouchers?
Civic Plaza II is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.