Cedar Pointe — Income-Restricted Housing in Mount Vernon, IL 62864
1900 S Tenth St, Mt Vernon, IL 62864
42 units · 3–4+ BR
How to apply
- No phone is listed. Try visiting the property or asking the city housing office how to apply.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 2005
- Income limit
- 60% AMI
- Bedrooms
- 21 3 bedrooms · 21 4+ bedrooms
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Nearby income-restricted buildings
College Oakes Park
1023 Lamar Ave, Mt Vernon, IL 62864
0.8 mi away
50 units · 3–4+ BR · People with disabilities
Southtown 59-1
504 Short St Apt 1, Mount Vernon, IL 62864
0.9 mi away
130 units · 1–3 BR
- Apply through Housing Authority of Jefferson County
- Residents waited about 12 months to move in (HUD, Oct 2026)
Garden Glen Apts
1401 S 34th St, Mt Vernon, IL 62864
1.7 mi away
150 units · 141 income-restricted · 1–3 BR · People with disabilities
- Affordability period may have ended — call to confirm
Lamplight Manor of Mt. Vernon Apts.
902 Salem Rd, Mount Vernon, IL 62864
2 mi away
24 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
Mt Vernon II Apts
908 Ellis Dr, Mount Vernon, IL 62864
2.3 mi away
48 units · 1–2 BR
- 4 vacant units reported (Oct 2026) — call to confirm
Rents and income limits in 62864
- Fair market rent, 2 bedrooms
- $1,020/mo
- Income needed to pay it at 30% of income
- $40,800/yr
- Renters in 62864 paying 30% or more of income on rent
- 45%
Income limits (2026)
Jefferson County, IL area · median family income $83,300. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $18,850 | $31,400 | $50,250 |
| 2 | $21,640 | $35,900 | $57,400 |
| 3 | $27,320 | $40,400 | $64,600 |
| 4 | $33,000 | $44,850 | $71,750 |
| 5 | $38,680 | $48,450 | $77,500 |
| 6 | $44,360 | $52,050 | $83,250 |
| 7 | $50,040 | $55,650 | $89,000 |
| 8 | $55,720 | $59,250 | $94,750 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 62864 | Wider area |
|---|---|---|
| Studio | $780 | $761 |
| 1 bedroom | $790 | $766 |
| 2 bedrooms | $1,020 | $994 |
| 3 bedrooms | $1,220 | $1,186 |
| 4 bedrooms | $1,350 | $1,320 |
Wider area = Jefferson County, IL. Two-bedroom fair market rents in 6 nearby ZIPs range from $930 (62830) to $1,010 (62898).
Census figures for 62864 (2020–2024 average): median rent $901. Median household income $60,451. 34% of homes are rented. 45% of renters pay 30% or more of their income on rent, and 19% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 62864's fair market rent.
Estimate your Section 8 rent share for 62864Frequently Asked Questions
How do I apply to Cedar Pointe?
No phone is listed for Cedar Pointe. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is Cedar Pointe Section 8 housing?
Cedar Pointe is listed as income-restricted housing in Mount Vernon, IL 62864 (lihtc). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at Cedar Pointe?
Public records list 42 units at Cedar Pointe in Mount Vernon, IL 62864. That is a building size, not a count of open apartments.
Are there other affordable apartments near Cedar Pointe?
Yes — this page lists other income-restricted buildings in 62864 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Cedar Pointe?
Call the number on this page and ask about the waiting list or how to apply at Cedar Pointe in Mount Vernon, IL 62864. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Mount Vernon, IL 62864?
Most income-restricted buildings in Mount Vernon, IL 62864 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $31,400, and $44,850 for a 4-person household. Public housing can go up to 80% ($50,250 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Mount Vernon, IL 62864?
For many programs in Mount Vernon, IL 62864, the 2026 HUD very low-income (50%) limit is $31,400 a year for 1 person and $44,850 for 4 people. The low-income (80%) limit is $50,250 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Mount Vernon, IL 62864?
In public housing and most Section 8 in Mount Vernon, IL 62864, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Mount Vernon, IL 62864 is $1,020 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Cedar Pointe take Section 8 vouchers?
This file does not say that Cedar Pointe has a project-based Section 8 contract. Some landlords in Mount Vernon, IL 62864 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Cedar Pointe.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.