Harbor Crest Apts — Income-Restricted Housing in Carroll, IA 51401

704 E 18th St, Carroll, IA 51401

Tax creditUSDA rural

20 units · 2 BR

Directions

How to apply

  1. Managed by Carlson Property Holdings & Mgmt. USDA does not publish a phone number for this property.
  2. Find contact info on USDA's Multifamily Housing programs page.
  3. These records do not show openings — call to confirm vacancies and waiting lists.

At this building

Opened
1992
Bedrooms
20 2 bedrooms
USDA rental assistance
18 units (tenant pays about 30% of income)
Accessible units
2
Managed by
Carlson Property Holdings & Mgmt

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Nearby income-restricted buildings

Rents and income limits in 51401

Fair market rent, 2 bedrooms
$930/mo
Income needed to pay it at 30% of income
$37,200/yr
Renters in 51401 paying 30% or more of income on rent
41%

Income limits (2026)

Carroll County, IA area · median family income $103,900. Your household's yearly income before taxes must be at or below the limit.

PeopleExtremely low 30%Very low 50%Low 80%
1$21,850$36,400$58,200
2$24,950$41,600$66,500
3$28,050$46,800$74,800
4$33,000$51,950$83,100
5$38,680$56,150$89,750
6$44,360$60,300$96,400
7$50,040$64,450$103,050
8$55,720$68,600$109,700

Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.

Fair market rents (2027)

HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.

Size51401Wider area
Studio$800$796
1 bedroom$800$801
2 bedrooms$930$927
3 bedrooms$1,170$1,174
4 bedrooms$1,240$1,239

Wider area = Carroll County, IA. Two-bedroom fair market rents in 4 nearby ZIPs range from $930 (51452) to $1,020 (51430).

Census figures for 51401 (2020–2024 average): median rent $726. Median household income $70,702. 26% of homes are rented. 41% of renters pay 30% or more of their income on rent, and 11% pay half or more.

Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.

Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.

Estimate your Section 8 rent share

Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 51401's fair market rent.

Estimate your Section 8 rent share for 51401

Frequently Asked Questions

How do I apply to Harbor Crest Apts?

No phone is listed for Harbor Crest Apts. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.

Is Harbor Crest Apts Section 8 housing?

Harbor Crest Apts is listed as income-restricted housing in Carroll, IA 51401 (lihtc, usda). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.

How many units are at Harbor Crest Apts?

Public records list 20 units at Harbor Crest Apts in Carroll, IA 51401. That is a building size, not a count of open apartments.

Are there other affordable apartments near Harbor Crest Apts?

Yes — this page lists other income-restricted buildings in 51401 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.

People Also Ask

How do I get into Harbor Crest Apts?

Call the number on this page and ask about the waiting list or how to apply at Harbor Crest Apts in Carroll, IA 51401. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.

How do I qualify for affordable housing in Carroll, IA 51401?

Most income-restricted buildings in Carroll, IA 51401 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $36,400, and $51,950 for a 4-person household. Public housing can go up to 80% ($58,200 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.

What is the income limit for low-income housing in Carroll, IA 51401?

For many programs in Carroll, IA 51401, the 2026 HUD very low-income (50%) limit is $36,400 a year for 1 person and $51,950 for 4 people. The low-income (80%) limit is $58,200 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.

How much rent do you pay for low-income housing in Carroll, IA 51401?

In public housing and most Section 8 in Carroll, IA 51401, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Carroll, IA 51401 is $930 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.

Does Harbor Crest Apts take Section 8 vouchers?

This file does not say that Harbor Crest Apts has a project-based Section 8 contract. Some landlords in Carroll, IA 51401 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Harbor Crest Apts.

Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.