Cherry Tree Apts — Income-Restricted Housing in Palatka, FL 32177
206 Zeagler Drive, Palatka, FL 32177
70 units · 1–2 BR
- 4 vacant units reported (Oct 2026) — call to confirm
How to apply
- Managed by Flynn Management Corporation. USDA does not publish a phone number for this property.
- Find contact info on USDA's Multifamily Housing programs page.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 1988
- Bedrooms
- 52 1 bedroom · 18 2 bedrooms
- USDA rental assistance
- 65 units (tenant pays about 30% of income)
- Managed by
- Flynn Management Corporation
Map loads here…
This buildingNearbyOpen a pin for the building name.
Nearby income-restricted buildings
Cherry Tree II
208 Zeagler Dr, Palatka, FL 32177
0 mi away
36 units · 1–2 BR
- Affordability period may have ended — call to confirm
Carriage Gate of Palatka Apts
6501 Saint Johns Ave, Palatka, FL 32177
0.1 mi away
48 units · 1–2 BR
- 11 vacant units reported (Oct 2026) — call to confirm
Forest Glen
700 Forest Glen Dr, Palatka, FL 32177
0.4 mi away
87 units · 1–2 BR
- 15 vacant units reported (Oct 2026) — call to confirm
Rosa Ragsdale
5108 Ragsdale Dr, Palatka, FL 32177
0.9 mi away
84 units · 2–3 BR
- Apply through Palatka Housing Authority
- Residents waited about 98 months to move in (HUD, Oct 2026)
Mellon Manor Apartments
3701 St Johns Ave, Palatka, FL 32177
1.5 mi away
50 units · 40 income-restricted · 1–3 BR
Rents and income limits in 32177
- Fair market rent, 2 bedrooms
- $1,090/mo
- Income needed to pay it at 30% of income
- $43,600/yr
- Renters in 32177 paying 30% or more of income on rent
- 61%
Income limits (2026)
Putnam County, FL area · median family income $73,500. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $16,450 | $27,400 | $43,850 |
| 2 | $21,640 | $31,350 | $50,100 |
| 3 | $27,320 | $35,250 | $56,350 |
| 4 | $33,000 | $39,150 | $62,600 |
| 5 | $38,680 | $42,250 | $67,650 |
| 6 | $44,360 | $45,400 | $72,650 |
| 7 | $48,550 | $48,550 | $77,650 |
| 8 | $51,700 | $51,700 | $82,650 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 32177 | Wider area |
|---|---|---|
| Studio | $830 | $787 |
| 1 bedroom | $830 | $792 |
| 2 bedrooms | $1,090 | $1,040 |
| 3 bedrooms | $1,410 | $1,307 |
| 4 bedrooms | $1,480 | $1,377 |
Wider area = Putnam County, FL. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,040 (32189) to $1,420 (32131).
Census figures for 32177 (2020–2024 average): median rent $951. Median household income $47,796. 33% of homes are rented. 61% of renters pay 30% or more of their income on rent, and 26% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 32177's fair market rent.
Estimate your Section 8 rent share for 32177Frequently Asked Questions
How do I apply to Cherry Tree Apts?
No phone is listed for Cherry Tree Apts. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.
Is Cherry Tree Apts Section 8 housing?
Cherry Tree Apts is listed as income-restricted housing in Palatka, FL 32177 (lihtc, usda). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.
How many units are at Cherry Tree Apts?
Public records list 70 units at Cherry Tree Apts in Palatka, FL 32177. That is a building size, not a count of open apartments.
Are there other affordable apartments near Cherry Tree Apts?
Yes — this page lists other income-restricted buildings in 32177 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Cherry Tree Apts?
Call the number on this page and ask about the waiting list or how to apply at Cherry Tree Apts in Palatka, FL 32177. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Palatka, FL 32177?
Most income-restricted buildings in Palatka, FL 32177 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $27,400, and $39,150 for a 4-person household. Public housing can go up to 80% ($43,850 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Palatka, FL 32177?
For many programs in Palatka, FL 32177, the 2026 HUD very low-income (50%) limit is $27,400 a year for 1 person and $39,150 for 4 people. The low-income (80%) limit is $43,850 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Palatka, FL 32177?
In public housing and most Section 8 in Palatka, FL 32177, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Palatka, FL 32177 is $1,090 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Cherry Tree Apts take Section 8 vouchers?
This file does not say that Cherry Tree Apts has a project-based Section 8 contract. Some landlords in Palatka, FL 32177 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Cherry Tree Apts.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.