Affordable & Low-Income Housing in Melbourne Beach, FL
No income-restricted buildings are listed in Melbourne Beach.
No income-restricted buildings are listed in Melbourne Beach, FL. These lists don't show openings — call to ask about vacancies and waiting lists.
ZIP codes in Melbourne Beach
Nearby cities
Rents and income limits in 32951
- Fair market rent, 2 bedrooms
- $2,070/mo
- Income needed to pay it at 30% of income
- $82,800/yr
- Renters in 32951 paying 30% or more of income on rent
- 64%
Income limits (2026)
Palm Bay-Melbourne-Titusville, FL area · median family income $97,000. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $20,950 | $34,900 | $55,800 |
| 2 | $23,950 | $39,850 | $63,800 |
| 3 | $27,320 | $44,850 | $71,750 |
| 4 | $33,000 | $49,800 | $79,700 |
| 5 | $38,680 | $53,800 | $86,100 |
| 6 | $44,360 | $57,800 | $92,500 |
| 7 | $50,040 | $61,800 | $98,850 |
| 8 | $55,720 | $65,750 | $105,250 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 32951 | Wider area |
|---|---|---|
| Studio | $1,540 | $1,327 |
| 1 bedroom | $1,770 | $1,525 |
| 2 bedrooms | $2,070 | $1,779 |
| 3 bedrooms | $2,770 | $2,382 |
| 4 bedrooms | $3,150 | $2,707 |
Wider area = Palm Bay-Melbourne-Titusville, FL. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,660 (32976) to $2,320 (32950).
Census figures for 32951 (2020–2024 average): median rent $1,716. Median household income $98,420. 15% of homes are rented. 64% of renters pay 30% or more of their income on rent, and 27% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 32951's fair market rent.
Estimate your Section 8 rent share for 32951Frequently Asked Questions
Is there Section 8 housing in Melbourne Beach, FL?
Yes — this directory lists income-restricted buildings in Melbourne Beach, FL, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Melbourne Beach, FL have openings?
These lists for Melbourne Beach, FL don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Melbourne Beach, FL?
Use the phone number on each building card in Melbourne Beach, FL. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Melbourne Beach, FL?
In Melbourne Beach, FL, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in Melbourne Beach, FL?
No income-restricted buildings are listed in Melbourne Beach, FL right now. Nearby ZIP codes on this page may still have buildings you can call.
People Also Ask
How do I qualify for affordable housing in Melbourne Beach, FL?
Most income-restricted buildings in Melbourne Beach, FL serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $34,900, and $49,800 for a 4-person household. Public housing can go up to 80% ($55,800 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Melbourne Beach, FL?
For many programs in Melbourne Beach, FL, the 2026 HUD very low-income (50%) limit is $34,900 a year for 1 person and $49,800 for 4 people. The low-income (80%) limit is $55,800 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Melbourne Beach, FL?
There is no single waiting list for Melbourne Beach, FL. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Melbourne Beach, FL?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Melbourne Beach, FL?
In public housing and most Section 8 in Melbourne Beach, FL, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Melbourne Beach, FL is $2,070 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Melbourne Beach, FL?
A Housing Choice Voucher is not automatically accepted at every building in Melbourne Beach, FL. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Melbourne Beach, FL?
This page may still list buildings in Melbourne Beach, FL that accept seniors without being senior-only. Use the filters and call to ask about age set-asides.