Affordable & Low-Income Housing in Crystal River, FL
4 affordable buildings in Crystal River · 2 ZIP codes
Crystal River, FL has 4 income-restricted buildings across 2 ZIP codes: 3 tax credit, 1 senior, and 3 usda rural. These lists don't show openings — call to ask about vacancies and waiting lists.
In Crystal River
Ridgeview Apts.
880 SE 8th Ave, Crystal River, FL 34429
44 units · 1–2 BR
- 3 vacant units reported (Oct 2026) — call to confirm
River Reach
2151 N River Reach Circle, Crystal River, FL 34428
42 units · 1–2 BR
- 8 vacant units reported (Oct 2026) — call to confirm
Crystal River Apts
6161 W Olive Branch Loop, Crystal River, FL 34428
36 units · 1–2 BR
- 1 vacant unit reported (Oct 2026) — call to confirm
No buildings in Crystal River match this filter.
Programs in Crystal River
- Tax credit
- Seniors
- USDA rural
ZIP codes in Crystal River
Nearby cities
Rents and income limits in 34428
- Fair market rent, 2 bedrooms
- $1,110/mo
- Income needed to pay it at 30% of income
- $44,400/yr
- Renters in 34428 paying 30% or more of income on rent
- 62%
Income limits (2026)
Homosassa Springs, FL area · median family income $81,400. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $16,800 | $27,950 | $44,700 |
| 2 | $21,640 | $31,950 | $51,100 |
| 3 | $27,320 | $35,950 | $57,500 |
| 4 | $33,000 | $39,900 | $63,850 |
| 5 | $38,680 | $43,100 | $69,000 |
| 6 | $44,360 | $46,300 | $74,100 |
| 7 | $49,500 | $49,500 | $79,200 |
| 8 | $52,700 | $52,700 | $84,300 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 34428 | Wider area |
|---|---|---|
| Studio | $890 | $985 |
| 1 bedroom | $890 | $988 |
| 2 bedrooms | $1,110 | $1,194 |
| 3 bedrooms | $1,540 | $1,653 |
| 4 bedrooms | $1,820 | $1,993 |
Wider area = Homosassa Springs, FL. Two-bedroom fair market rents in 4 nearby ZIPs range from $1,200 (34429) to $1,460 (34433).
Census figures for 34428 (2020–2024 average): median rent $974. Median household income $50,779. 23% of homes are rented. 62% of renters pay 30% or more of their income on rent, and 31% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 34428's fair market rent.
Estimate your Section 8 rent share for 34428Frequently Asked Questions
Is there Section 8 housing in Crystal River, FL?
Yes — this directory lists income-restricted buildings in Crystal River, FL, including project-based Section 8 apartments (the subsidy stays with the unit), public housing, tax-credit, and USDA rural rentals. Housing Choice Vouchers are different: you apply with the local housing authority and can use them at a private landlord. Estimate your voucher rent share with the Section 8 calculator.
Do affordable housing buildings in Crystal River, FL have openings?
These lists for Crystal River, FL don't show openings. Call the property (or the housing authority, for public housing) to ask about vacancies and waiting lists.
How do I apply for affordable housing in Crystal River, FL?
Use the phone number on each building card in Crystal River, FL. Public housing is run by the local housing authority — apply with them, not at the building. USDA rural rentals can also be found through USDA's property search.
What counts as affordable housing in Crystal River, FL?
In Crystal River, FL, this directory lists income-restricted rentals from HUD tax-credit (LIHTC) records, public housing, HUD-assisted buildings (including project-based Section 8, 202, and 811), and USDA Rural Development.
How many affordable housing buildings are in Crystal River, FL?
This directory lists 4 income-restricted buildings in Crystal River, FL. The list does not show vacancies — call each property or the housing authority to ask about openings and waiting lists.
Which ZIP codes in Crystal River have affordable housing?
Income-restricted buildings in Crystal River are listed in 34428 (2), 34429 (2).
People Also Ask
How do I qualify for affordable housing in Crystal River, FL?
Most income-restricted buildings in Crystal River, FL serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $27,950, and $39,900 for a 4-person household. Public housing can go up to 80% ($44,700 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Crystal River, FL?
For many programs in Crystal River, FL, the 2026 HUD very low-income (50%) limit is $27,950 a year for 1 person and $39,900 for 4 people. The low-income (80%) limit is $44,700 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How long is the waiting list for Section 8 in Crystal River, FL?
There is no single waiting list for Crystal River, FL. Public housing, project-based Section 8, and tax-credit buildings each keep their own list. Housing Choice Voucher lists at the housing authority open only sometimes and can stay closed for years. This directory does not show which lists are open — call the number on each card. Some public housing cards show HUD's reported wait in months.
What is the difference between Section 8 and public housing in Crystal River, FL?
Public housing is owned by a housing authority — you apply with that agency, not at the building. Project-based Section 8 is a HUD contract on a private building; the subsidy stays with the apartment. A Housing Choice Voucher is different: you apply with the housing authority and can use it at a landlord who takes it. This page lists tax-credit apartments in Crystal River, FL. Estimate voucher rent share with the Section 8 calculator.
How much rent do you pay for low-income housing in Crystal River, FL?
In public housing and most Section 8 in Crystal River, FL, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Crystal River, FL is $1,110 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Can I use a Section 8 voucher at affordable apartments in Crystal River, FL?
A Housing Choice Voucher is not automatically accepted at every building in Crystal River, FL. Project-based Section 8 units already have a subsidy on the apartment — you apply there, not with a tenant voucher. For a voucher, apply with the housing authority, then ask each landlord. Estimate your share with the Section 8 calculator.
Is there senior affordable housing in Crystal River, FL?
Yes — this directory flags senior (often 62+) buildings in Crystal River, FL. Use the Seniors filter on the list. Age rules vary; call to confirm.
Sources: HUD LIHTC database, 2024 (released Apr 2026); USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying.
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