Smith Thomas Inc. — Income-Restricted Housing in Crescent City, FL 32112

849 Bay Ln, Crescent City, FL 32112

USDA rural

52 units · 2–4+ BR

Directions

How to apply

  1. Managed by Flynn Management Corporation. USDA does not publish a phone number for this property.
  2. Find contact info on USDA's Multifamily Housing programs page.
  3. These records do not show openings — call to confirm vacancies and waiting lists.

At this building

Opened
1989
Bedrooms
24 2 bedrooms · 20 3 bedrooms · 8 4+ bedrooms
USDA rental assistance
40 units (tenant pays about 30% of income)
Accessible units
3
Managed by
Flynn Management Corporation

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Nearby income-restricted buildings

Rents and income limits in 32112

Fair market rent, 2 bedrooms
$1,530/mo
Income needed to pay it at 30% of income
$61,200/yr
Renters in 32112 paying 30% or more of income on rent
51%

Income limits (2026)

Putnam County, FL area · median family income $73,500. Your household's yearly income before taxes must be at or below the limit.

PeopleExtremely low 30%Very low 50%Low 80%
1$16,450$27,400$43,850
2$21,640$31,350$50,100
3$27,320$35,250$56,350
4$33,000$39,150$62,600
5$38,680$42,250$67,650
6$44,360$45,400$72,650
7$48,550$48,550$77,650
8$51,700$51,700$82,650

Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.

Fair market rents (2027)

HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.

Size32112Wider area
Studio$1,090$787
1 bedroom$1,250$792
2 bedrooms$1,530$1,040
3 bedrooms$2,020$1,307
4 bedrooms$2,190$1,377

Wider area = Putnam County, FL. Two-bedroom fair market rents in 6 nearby ZIPs range from $1,040 (32139) to $1,530 (32190).

Census figures for 32112 (2020–2024 average): median rent $836. Median household income $39,890. 33% of homes are rented. 51% of renters pay 30% or more of their income on rent, and 13% pay half or more.

Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.

Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.

Estimate your Section 8 rent share

Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 32112's fair market rent.

Estimate your Section 8 rent share for 32112

Frequently Asked Questions

How do I apply to Smith Thomas Inc.?

No phone is listed for Smith Thomas Inc.. Try the city housing office or, for USDA rural properties, USDA's Multifamily Housing search. These records do not show openings.

Is Smith Thomas Inc. Section 8 housing?

Smith Thomas Inc. is listed as income-restricted housing in Crescent City, FL 32112 (usda). It is not labeled as project-based Section 8 in this file. Call to ask which programs they run.

How many units are at Smith Thomas Inc.?

Public records list 52 units at Smith Thomas Inc. in Crescent City, FL 32112. That is a building size, not a count of open apartments.

Are there other affordable apartments near Smith Thomas Inc.?

Yes — this page lists other income-restricted buildings in 32112 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.

People Also Ask

How do I get into Smith Thomas Inc.?

Call the number on this page and ask about the waiting list or how to apply at Smith Thomas Inc. in Crescent City, FL 32112. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.

How do I qualify for affordable housing in Crescent City, FL 32112?

Most income-restricted buildings in Crescent City, FL 32112 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $27,400, and $39,150 for a 4-person household. Public housing can go up to 80% ($43,850 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.

What is the income limit for low-income housing in Crescent City, FL 32112?

For many programs in Crescent City, FL 32112, the 2026 HUD very low-income (50%) limit is $27,400 a year for 1 person and $39,150 for 4 people. The low-income (80%) limit is $43,850 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.

How much rent do you pay for low-income housing in Crescent City, FL 32112?

In public housing and most Section 8 in Crescent City, FL 32112, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Crescent City, FL 32112 is $1,530 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.

Does Smith Thomas Inc. take Section 8 vouchers?

This file does not say that Smith Thomas Inc. has a project-based Section 8 contract. Some landlords in Crescent City, FL 32112 accept Housing Choice Vouchers; you have to ask. Apply for a voucher with the housing authority, then call Smith Thomas Inc..

Sources: HUD LIHTC database, 2024 (released Apr 2026); USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.