Mar Vista Eldorado — Income-Restricted Housing in Oceanside, CA 92054

802 Topeka St, Oceanside, CA 92054

HUD 202 (seniors)Seniors

73 units · 72 income-restricted · 1 BR

Management office: (812) 987-8344Directions

How to apply

  1. Call the management office at (812) 987-8344 to ask about applying, vacancies, and waiting lists.
  2. These records do not show openings — call to confirm vacancies and waiting lists.

At this building

Opened
1994
Bedrooms
72 1 bedroom
HUD inspection
HUD inspection score: 30/100 (Sep 2026) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.

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Nearby income-restricted buildings

Rents and income limits in 92054

Fair market rent, 2 bedrooms
$2,640/mo
Income needed to pay it at 30% of income
$105,600/yr
Renters in 92054 paying 30% or more of income on rent
61%

Income limits (2026)

San Diego-Chula Vista-Carlsbad, CA area · median family income $130,900. Your household's yearly income before taxes must be at or below the limit.

PeopleExtremely low 30%Very low 50%Low 80%
1$36,750$61,250$97,950
2$42,000$70,000$111,950
3$47,250$78,750$125,950
4$52,450$87,450$139,900
5$56,650$94,450$151,100
6$60,850$101,450$162,300
7$65,050$108,450$173,500
8$69,250$115,450$184,700

Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.

Fair market rents (2027)

HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.

Size92054Wider area
Studio$2,050$2,192
1 bedroom$2,180$2,335
2 bedrooms$2,640$2,823
3 bedrooms$3,500$3,743
4 bedrooms$4,230$4,526

Wider area = San Diego-Chula Vista-Carlsbad, CA. Two-bedroom fair market rents in 10 nearby ZIPs range from $2,600 (92084) to $4,050 (92011).

Census figures for 92054 (2020–2024 average): median rent $1,979. Median household income $82,408. 61% of homes are rented. 61% of renters pay 30% or more of their income on rent, and 30% pay half or more.

Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.

Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.

Estimate your Section 8 rent share

Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 92054's fair market rent.

Estimate your Section 8 rent share for 92054

Frequently Asked Questions

How do I apply to Mar Vista Eldorado?

Call (812) 987-8344 and ask about applying, vacancies, and waiting lists at Mar Vista Eldorado in Oceanside, CA 92054. These records do not show openings.

Is Mar Vista Eldorado Section 8 housing?

Mar Vista Eldorado is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.

How many units are at Mar Vista Eldorado?

Public records list 73 units at Mar Vista Eldorado in Oceanside, CA 92054. That is a building size, not a count of open apartments.

Are there other affordable apartments near Mar Vista Eldorado?

Yes — this page lists other income-restricted buildings in 92054 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.

People Also Ask

How do I get into Mar Vista Eldorado?

Call the number on this page and ask about the waiting list or how to apply at Mar Vista Eldorado in Oceanside, CA 92054. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.

How do I qualify for affordable housing in Oceanside, CA 92054?

Most income-restricted buildings in Oceanside, CA 92054 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $61,250, and $87,450 for a 4-person household. Public housing can go up to 80% ($97,950 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.

What is the income limit for low-income housing in Oceanside, CA 92054?

For many programs in Oceanside, CA 92054, the 2026 HUD very low-income (50%) limit is $61,250 a year for 1 person and $87,450 for 4 people. The low-income (80%) limit is $97,950 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.

How much rent do you pay for low-income housing in Oceanside, CA 92054?

In public housing and most Section 8 in Oceanside, CA 92054, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Oceanside, CA 92054 is $2,640 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.

Does Mar Vista Eldorado take Section 8 vouchers?

Mar Vista Eldorado is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.

Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.