Magnolia Gardens I & II — Income-Restricted Housing in Florence, AL 35630
110 S Cypress St, Florence, AL 35630
214 units · 1–2 BR
Leasing office: (256) 740-5201Directions
How to apply
- Call the leasing office at (256) 740-5201 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 2016
- Bedrooms
- 195 1 bedroom · 19 2 bedrooms
- HUD inspection
- HUD inspection score: 87/100 (Jul 2025) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
Magnolia Gardens, III
106 S. Cedar St, Florence, AL 35630
0.1 mi away
21 units · 20 income-restricted · 1 BR · People with disabilities
Courtview Towers
201 Pine St N, Florence, AL 35630
0.2 mi away
195 units · 164 income-restricted · Studio–2 BR
Oak Hollow Apts
1050 E Limestone St, Florence, AL 35630
1 mi away
38 units · 2 BR · People with disabilities
Rents and income limits in 35630
- Fair market rent, 2 bedrooms
- $1,130/mo
- Income needed to pay it at 30% of income
- $45,200/yr
- Renters in 35630 paying 30% or more of income on rent
- 40%
Income limits (2026)
Florence-Muscle Shoals, AL area · median family income $95,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $19,050 | $31,700 | $50,750 |
| 2 | $21,800 | $36,250 | $58,000 |
| 3 | $27,320 | $40,800 | $65,250 |
| 4 | $33,000 | $45,300 | $72,450 |
| 5 | $38,680 | $48,950 | $78,250 |
| 6 | $44,360 | $52,550 | $84,050 |
| 7 | $50,040 | $56,200 | $89,850 |
| 8 | $55,720 | $59,800 | $95,650 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 35630 | Wider area |
|---|---|---|
| Studio | $790 | $760 |
| 1 bedroom | $870 | $834 |
| 2 bedrooms | $1,130 | $1,085 |
| 3 bedrooms | $1,400 | $1,348 |
| 4 bedrooms | $1,490 | $1,426 |
Wider area = Florence-Muscle Shoals, AL. Two-bedroom fair market rents in 5 nearby ZIPs range from $1,070 (35633) to $1,240 (35661).
Census figures for 35630 (2020–2024 average): median rent $820. Median household income $46,304. 55% of homes are rented. 40% of renters pay 30% or more of their income on rent, and 21% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 35630's fair market rent.
Estimate your Section 8 rent share for 35630Frequently Asked Questions
How do I apply to Magnolia Gardens I & II?
Call (256) 740-5201 and ask about applying, vacancies, and waiting lists at Magnolia Gardens I & II in Florence, AL 35630. These records do not show openings.
Is Magnolia Gardens I & II Section 8 housing?
Magnolia Gardens I & II is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at Magnolia Gardens I & II?
Public records list 214 units at Magnolia Gardens I & II in Florence, AL 35630. That is a building size, not a count of open apartments.
Are there other affordable apartments near Magnolia Gardens I & II?
Yes — this page lists other income-restricted buildings in 35630 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Magnolia Gardens I & II?
Call the number on this page and ask about the waiting list or how to apply at Magnolia Gardens I & II in Florence, AL 35630. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Florence, AL 35630?
Most income-restricted buildings in Florence, AL 35630 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $31,700, and $45,300 for a 4-person household. Public housing can go up to 80% ($50,750 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Florence, AL 35630?
For many programs in Florence, AL 35630, the 2026 HUD very low-income (50%) limit is $31,700 a year for 1 person and $45,300 for 4 people. The low-income (80%) limit is $50,750 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Florence, AL 35630?
In public housing and most Section 8 in Florence, AL 35630, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Florence, AL 35630 is $1,130 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Magnolia Gardens I & II take Section 8 vouchers?
Magnolia Gardens I & II is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction. To add a different building, use the suggestion rubric.