Twin Creek — Income-Restricted Housing in Cullman, AL 35055
1500 Scott St. N.W., Cullman, AL 35055
24 units · 23 income-restricted · 1 BR
Leasing office: (256) 736-1138Directions
How to apply
- Call the leasing office at (256) 736-1138 to ask about applying, vacancies, and waiting lists.
- These records do not show openings — call to confirm vacancies and waiting lists.
At this building
- Opened
- 2001
- Bedrooms
- 23 1 bedroom
- HUD inspection
- HUD inspection score: 97/100 (Jun 2024) HUD inspects subsidized buildings on a 0–100 scale. This is a snapshot, not a pass/fail grade.
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Nearby income-restricted buildings
Cullman Village Apts
107 Ward Ave SW, Cullman, AL 35055
0.2 mi away
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Sunset Point Apts
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Perkins Place
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0.3 mi away
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Green Tree Apts
1500 Green Tree Circle, Cullman, AL 35055
0.4 mi away
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- 11 vacant units reported (Oct 2026) — call to confirm
Hilltop
103 Rosemont Ave SW, Cullman, AL 35055
0.4 mi away
155 units · 1–3 BR
- Apply through Ha Cullman
- Residents waited about 14 months to move in (HUD, Oct 2026)
Veigl Village
657 Katie Ln SW, Cullman, AL 35055
0.4 mi away
118 units · 1–3 BR
- 21 vacant units reported (Oct 2026) — call to confirm
Rents and income limits in 35055
- Fair market rent, 2 bedrooms
- $1,070/mo
- Income needed to pay it at 30% of income
- $42,800/yr
- Renters in 35055 paying 30% or more of income on rent
- 39%
Income limits (2026)
Cullman County, AL area · median family income $82,900. Your household's yearly income before taxes must be at or below the limit.
| People | Extremely low 30% | Very low 50% | Low 80% |
|---|---|---|---|
| 1 | $17,400 | $29,050 | $46,450 |
| 2 | $21,640 | $33,200 | $53,050 |
| 3 | $27,320 | $37,350 | $59,700 |
| 4 | $33,000 | $41,450 | $66,300 |
| 5 | $38,680 | $44,800 | $71,650 |
| 6 | $44,360 | $48,100 | $76,950 |
| 7 | $50,040 | $51,400 | $82,250 |
| 8 | $54,750 | $54,750 | $87,550 |
Section 8 vouchers: up to the 50% limit, and most go to households under 30%. Public housing: up to 80%. Tax-credit apartments: usually up to 60% of median income, between the 50% and 80% columns.
Fair market rents (2027)
HUD's estimate of rent plus utilities for a modest home. Housing authorities set Section 8 voucher limits from it.
| Size | 35055 | Wider area |
|---|---|---|
| Studio | $810 | $785 |
| 1 bedroom | $820 | $790 |
| 2 bedrooms | $1,070 | $1,034 |
| 3 bedrooms | $1,400 | $1,356 |
| 4 bedrooms | $1,640 | $1,581 |
Wider area = Cullman County, AL. Two-bedroom fair market rents in 4 nearby ZIPs range from $960 (35070) to $1,070 (35083).
Census figures for 35055 (2020–2024 average): median rent $923. Median household income $58,405. 36% of homes are rented. 39% of renters pay 30% or more of their income on rent, and 17% pay half or more.
Census median rent is what renters here actually pay, including long-term leases. Fair market rent is HUD's estimate for a modest apartment available now.
Sources: HUD income limits FY2026; HUD Fair Market Rents FY2027 (Small Area FMR for ZIP figures); U.S. Census Bureau American Community Survey 5-year 2020–2024. Each program and building can set its own limits — confirm with the property.
Estimate your Section 8 rent share
Project-based Section 8 is on the buildings above. A Housing Choice Voucher is different: you apply with the housing authority, then find a landlord who takes it. Your share of rent is based on income — not always 30%. The calculator uses 35055's fair market rent.
Estimate your Section 8 rent share for 35055Frequently Asked Questions
How do I apply to Twin Creek?
Call (256) 736-1138 and ask about applying, vacancies, and waiting lists at Twin Creek in Cullman, AL 35055. These records do not show openings.
Is Twin Creek Section 8 housing?
Twin Creek is listed with a HUD-assisted or project-based Section 8 contract. The subsidy stays with the apartment. A Housing Choice Voucher is different — you apply with the housing authority. Confirm the program when you call.
How many units are at Twin Creek?
Public records list 24 units at Twin Creek in Cullman, AL 35055. That is a building size, not a count of open apartments.
Are there other affordable apartments near Twin Creek?
Yes — this page lists other income-restricted buildings in 35055 and nearby ZIP codes. Open a nearby card for the address and phone. Lists still do not show vacancies.
People Also Ask
How do I get into Twin Creek?
Call the number on this page and ask about the waiting list or how to apply at Twin Creek in Cullman, AL 35055. Public housing is through the housing authority. Bring ID and income documents when they tell you to. This site cannot submit an application for you.
How do I qualify for affordable housing in Cullman, AL 35055?
Most income-restricted buildings in Cullman, AL 35055 serve households at or below 50% or 80% of area median income. HUD's 2026 very low-income (50%) limit for a 1-person household is $29,050, and $41,450 for a 4-person household. Public housing can go up to 80% ($46,450 for 1 person). Each building sets its own cap — call to confirm before you apply. Citizenship, household size, and local preferences can also apply.
What is the income limit for low-income housing in Cullman, AL 35055?
For many programs in Cullman, AL 35055, the 2026 HUD very low-income (50%) limit is $29,050 a year for 1 person and $41,450 for 4 people. The low-income (80%) limit is $46,450 for 1 person. Tax-credit buildings often use 60% of median income. Confirm with the property — they can be stricter.
How much rent do you pay for low-income housing in Cullman, AL 35055?
In public housing and most Section 8 in Cullman, AL 35055, tenants typically pay about 30% of adjusted income. HUD's 2027 fair market rent for a 2-bedroom near Cullman, AL 35055 is $1,070 a month (rent plus utilities for a modest unit). Tax-credit apartments use set rents below market, not always 30% of income. Call the building for the actual rent; this site is not a vacancy or price list.
Does Twin Creek take Section 8 vouchers?
Twin Creek is listed with project-based Section 8 or HUD assistance — the subsidy is on the unit, so you usually apply at the building rather than bringing a tenant voucher. Ask when you call whether they also accept Housing Choice Vouchers.
Sources: HUD LIHTC database, 2024 (released Apr 2026); HUD Multifamily Assisted Properties, Oct 2026; HUD Public Housing Developments, Oct 2026; USDA Rural Development multifamily, Oct 2026. Not affiliated with HUD or USDA. Details can be out of date — confirm with the property before applying. Report a correction.